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Tax-Free Guaranteed Investment

Grow your savings safely, securely and completely tax-free. With a great interest rate, a Tangerine Tax-Free GIC is a smart, reliable choice when you’re ready to set some money aside.


 Interest rate


Monthly fee

Are you already a client?

Log in if you already bank with us, or take just a few minutes to sign up and become a client.

Great rate

Lock in your savings for one of our set terms and start earning a great interest rate.

No unfair† fees or service charges

We simply don’t believe in unfair fees. So you won’t have to pay to save with us.

Easy to open online

Once you’re a Tangerine Client, opening a GIC online takes just a few minutes.

About TFSAs

18 years and up

Currently, individuals who are at least 18 years of age can open a TFSA.

$7,000 annually*

Contribute up to $7,000* annually (as a combined total for all TFSAs held at all institutions).

$95,000 in total

If you've never contributed to a TFSA, and you were eligible to contribute since they were introduced in 2009, as of January 1, 2024, you can contribute a total of up to $95,000, which includes all unused contributions carried over since 2009.

* Annual limit based on legislation current as of January 1, 2024, subject to potential future change.

GIC Interest Calculator

See how much interest you’ll earn in your GIC.

GIC Table

GIC Term Interest Earned

*Estimator tool is for demonstration purposes only and should not be relied upon as financial or other advice.

Reach your savings goals faster

Create a personalized savings goal and have money moved automatically to your Tangerine Account.

Download the app

Become a Client completely digitally with our Mobile Banking app. Sign up without leaving your home or having to call us—it’s a fast, convenient and secure mobile experience.

Don’t have our Mobile Banking app yet? Download it today, so you can bank easily from anywhere.


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