Special Offer
Special Offer
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To fill out your application, start to finish
Monthly fee* and no minimum balances
Free Interac e-transfer®2
Create Spaces to organize money for taxes, payroll, equipment and whatever’s next in dedicated buckets.
Access FlexiDraftTM3 when you need extra room to cover a shortfall or seize an opportunity.
Once your account is successfully opened, it's ready to use right away, so your business doesn't miss a beat.
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No matter what stage your business is in, you can open an account with us. Our Business Spending Account was designed to meet you where you’re at, so even if you’re a sole proprietor operating under your legal name, you can get started using your personal ID.4
Canadian sole proprietors, partnerships, and corporations.
Your business details and information for all owners and directors.
All owners and directors must verify their identity and accept the account agreement.
Available to Canadian-resident owners and privately owned, for-profit Canadian businesses. Terms and eligibility requirements apply.
Additional verification may be required.
Uncover the insights, behaviours and trends shaping the next generation of Canadian entrepreneurs. Learn from real entrepreneur perspectives and market intelligence on what’s changing, so you know how to navigate what's next.
No entrepreneur should have to build alone. Connect, learn, and grow alongside those on the same path as you. Beyond sharing ideas and gaining practical insights, you’ll access events, insights, and more, to help move your business forward.
Free access to 3,500+ Scotiabank ABMs nationwide and 44,000 ABMs worldwide through Scotiabank’s Global ATM Alliance.5
A step-by-step guide to starting a business in Canada: choosing a structure, registering, taxes, and setting up your finances.
Compare business accounts and personal accounts, understand the pros and cons of each, and find out when separation makes sense.
* No monthly account fees apply to accounts opened on or after October 5, 2026. Fees are subject to change. See your Schedule of Fees (2026) for full details about all fees.
1 Information and/or interest rates apply only to business accounts opened on or after October 5, 2026. Rates are subject to change. For business accounts opened prior to October 5, 2026, applicable interest rates can be found in your Tangerine app and/or on your statement.
2 Interac and Interac e-Transfer are registered trademarks of Interac Corp, used under licence.
3 Business FlexiDraft™ provides access to flexible funds and is optional and subject to approval. Eligibility requires a credit check and satisfaction of Tangerine’s lending criteria. Approved limits are determined by Tangerine and may be changed, suspended, or cancelled. Interest is charged on overdrawn balances at the applicable rate and other fees may apply. Terms and conditions apply.
4 Business Accounts are available to eligible Canadian businesses that meet Tangerine's onboarding, verification and regulatory requirements. Fees, transaction limits and other conditions may apply. By opening or using a Tangerine Business Account, you agree to the applicable Account Terms. Full Account Terms, including definitions of any capitalized terms, are available here.
5 Tangerine will waive the ABM Withdrawal Fee and Global ATM Alliance members will waive any surcharge fees for withdrawal transactions performed at a Scotiabank or Global ATM Alliance machine with your Tangerine Client Card. Some exclusions apply; see our Fee Schedule for details. The current Fee Schedule can be found here.
