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RSP Loan

Get closer to your retirement goals by borrowing money to increase your RSP contribution.


Interest rate

1-5 years


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Great rate

A low preferred interest rate that applies when your Loan proceeds are placed and kept in any Tangerine RSP Account(s).

Investment flexibility

The Loan funds will be placed in a Tangerine RSP Savings Account. Keep the money there, or move it to a Tangerine RSP Guaranteed Investment, or a Tangerine RSP Investment Fund Account. You decide.

Affordable payments

Choose a repayment term between 1 and 5 years. You decide what monthly payment is comfortable for you.

No fees

There are no early prepayment penalties.

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Take a look at our other products

RSP Guaranteed Investment

Protect your retirement savings with the guaranteed growth of a GIC combined with the tax benefits of an RSP.

RSP Investment Funds

Enjoy tax-deferred growth while investing for your retirement.