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New Client Offer: Earn a special 6.00% Savings rate for 5 months.† 

RSP Savings Account

Save for your retirement by earning interest while enjoying no minimums and no unfair† fees.


Interest rate


Monthly fee


Minimum balance

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Log in if you already bank with us, or take just a few minutes to sign up and become a client.

Great rate with no minimum balance

Grow your retirement savings with an interest rate of [[SAVINGS_RSP.RATE]] since [[SAVINGS_RSP.DATE]].


Easily move your money to other investment choices within your RSPRSP at any time. You’re never locked in.

No unfair† fees while you save with us

We simply don’t believe in unfair fees. Why should you have to pay money to save for retirement?

Spotlight Illustration

Benefits of an RSP

You pay less tax

Contributions to an RSP can be deducted from your taxable income, which is especially worthwhile if you use this tax saved to make a contribution for next year or to pay off debts.

Your RSP contribution is tax sheltered

The money you contribute, up to your contribution limit, and the earnings you make on your investments are only subject to tax when you withdraw from your RSP.

You can split your income with a Spousal RSP

Spousal RSP contributions help ensure future retirement income is split evenly between you and your partner.

Savings Calculator

See when you can reach your savings goal.

Automatic Savings Program

Time Amount Saved

You should reach your goal in (including interest) by saving in a Tangerine Savings Account.

You should reach your goal in (including interest) by saving in a Tangerine Savings Account.*
*Estimator tool is for demonstration purposes only and should not be relied upon as financial or other advice. Calculations are estimates only based on the current interest rate of 0.70%, which may change, and based on interest calculated daily and paid monthly, assuming no withdrawals.

Reach your savings goals faster

Create a personalized savings goal and have money moved automatically to your Tangerine Account.

Your security matters

Keeping your banking info safe isn’t the only thing required to keep your Accounts protected. Discover expert tips and 24/7 security features for peace of mind all year long.

Take a look at our other products

RSP Investment Fund Account

Enjoy tax-deferred growth while investing for your retirement.

RSP Guaranteed Investment (GIC)

Protect your retirement savings with the guaranteed growth of a GIC combined with the tax benefits of an RSP.