Skip to main content Skip to chat

New Client Offer: Earn a special 4.50% Savings rate for 5 months.2

Savings

Whether saving for a house, investing in your retirement, or just putting money aside for a rainy day, we have ways to help you get there.

Savings Account

Our Savings Account earns you high interest on every dollar, requires no minimum balance and charges no unfair fees.^

[[SAVINGS.RATE]]†

Interest rate

Tax-Free Savings Account

Earn tax-free interest on top of the same great advantages of a Tangerine Savings Account.

[[SAVINGS_TFSA.RATE]]†

Interest rate

RSP Savings Account

Enjoy all the money-saving advantages of our Savings Account with the added tax benefits of an RSP.

[[SAVINGS_RSP.RATE]]†

Interest rate

US$ Savings Account

Save your US dollars at a great rate and keep more of your money with one of the most favourable exchange rates in market. No unfair fees^ or service charges.

[[SAVINGS_USD.RATE]]†

Interest rate

RIF Savings Account

Make use of the funds you’ve saved for your retirement while continuing to enjoy the benefits of our Savings Account.

[[SAVINGS_RIF.RATE]]†

Interest rate

2 The Tangerine New Client Two Rate Savings Offer (the "Offer") is available to new Tangerine Clients who: (a) have a Client Number created between November 13, 2025 and March 16, 2026, and (b) open an Eligible Savings Account and/or an Applicable Registered Savings Account as the Primary Account Holder within 60 days of the date their Client Number was created. The 4.60% Registered Promotional Rate will apply to deposits made to an eligible Client’s Applicable Registered Savings Account(s) for 153 days (5 months) beginning on the date all Qualifying Conditions have been met, to a maximum of $1,000,000  per Applicable Registered Savings Account Type (for deposits to registered Eligible Savings Accounts made through a T2033 form, please see the full Offer Terms and Conditions). The 4.50% Non-Registered Promotional Rate will apply to deposits made to the Eligible Savings Account(s) for 153 days (5 months) beginning on the date all Qualifying Conditions have been met, to a maximum of $1,000,000 (CAD or USD as applicable) across all Eligible Savings Accounts of the same currency type combined. Both the Registered Promotional Rate and the Non-Registered Promotional Rate are annualized rates, calculated daily and paid monthly. All deposits to TFSAs and RSP Savings Accounts are subject to the limits imposed by the Canada Revenue Agency (CRA) and the Client is fully responsible for ensuring any and all deposits fall within these set CRA limits.

The Offer is only applicable to Accounts where the eligible new Client is the Primary Account Holder. Offer can’t be combined with any other promotional Savings rate offers except as otherwise permitted. By accepting this Offer, you agree to the terms and conditions of this Offer. Full Offer Terms and Conditions, including definitions of any capitalized terms, are available here. Offer may be changed, extended or cancelled without notice.

† Savings Account, Chequing Account, and GIC interest rates expressed on this website are annual interest rates and are current as of today's date. Interest rates are subject to change without notice. Interest is calculated daily and paid monthly on our Savings and Chequing Accounts. GIC terms of one year or longer have interest calculated on the basis of 365/366 days and compounded and/or paid annually. GIC terms of less than one year have interest calculated on the basis of 365/366 and paid at maturity.

^Fair fees mean they are disclosed and agreed to in advance, and the amount makes sense relative to the benefit received. Registered Accounts have no fees while your funds are with us. If at some point you decide to transfer your funds to another financial institution, a fee will apply. View the complete list of Account fees.