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Earn up to $500 and a 5.75% Savings rate1

Open a Chequing Account and Savings or Investment Funds Account with promo code EARNMORE.

Unlock 3 awesome offers

Become a new Client using promo code EARNMORE to unlock the 3 awesome offers below. Take advantage of 1, 2 or all 3. It’s totally up to you!


Your Savings will earn a special 5.75% rate¹, including RSPs and TFSAs

Open your first eligible Savings Account within 30 days of becoming a Client.


That’ll get you a 5.75% Savings rate for 5 months (on up to $1,000,000 in deposits).

Up to $400

Earn up to $400 cash back on eligible online transactions¹


Open your first eligible Savings and Chequing Accounts within 30 days of becoming a Client and activate your Client Card within 60 days of Account opening.


That’ll get you 20% cash back on eligible online Visa* Debit transactions when you shop online or in-app for 60 days (up to $400). Plus, you’ll get that sweet 5.75% Savings rate¹ on your new Savings Account!


Land a $100 bonus¹


Open your first Chequing Account as well as either an eligible Savings or Investment Funds Account within 30 days of becoming a new Client.

Next, set up Automatic Transfers within 60 days of becoming a new Client from your new Chequing Account to your new Savings or Investment Funds Account. These must be at least $50 total per month for 2 months in a row.

We don’t want to brag. But we could.

Thanks to you, we’re #1 in Client Satisfaction among midsize personal banks 12 years in a row.⁹

Download the app

Become a Client completely digitally with our Mobile Banking app. Sign up without leaving your home or having to call us—it’s a fast, convenient and secure mobile experience.

Don’t have our Mobile Banking app yet? Download it today, so you can bank easily from anywhere.


34,100 Reviews‡


63,100 Reviews‡

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 1The Tangerine New Client Welcome Offer is available to New Clients who: (a) have a Client Number created between February 9, 2024 and April 30, 2024; and (b) become a Tangerine Client using an eligible Promo Code as communicated by Tangerine. The Tangerine New Client Welcome Offer includes the Promotional Savings Rate Offer, the Visa Debit Cashback Offer and the Automatic Transfers Offer (each an “Offer” and collectively the “Offers” or the “Welcome Offer”):

5.75% Promotional Interest Rate Offer: The 5.75% Promotional Rate will apply to deposits made to a New Client’s Eligible Savings Account(s) opened within 30 days of the date their Client Number was created. The Promotional Rate will apply for 153 days (5 months) beginning on the date all Qualifying Conditions have been met, to a maximum of $1,000,000 (in the currency of the Eligible Savings Account) per Eligible Savings Account Type (for deposits to registered Eligible Savings Accounts made through a T2033 form, please see the full Offer Terms and Conditions). The Promotional Rate is an annualized rate, calculated daily and paid monthly.

Visa Debit Cashback Offer: New Clients who open both an Eligible Savings Account and a Tangerine Chequing Account within 30 days of the date their Client Number was created are also eligible to earn a cashback bonus of 20% on eligible online purchases and online bill payments made on a merchant’s website using the Visa Debit feature of their Client Card for 60 days, up to a maximum of $400 per Account. The 60-day period for Eligible Transactions (“Eligible Transaction Period”) begins on the date the Client Card is activated. The 20% Cash Bonus will be calculated on the sum of all Eligible Transactions less any refunds, returns or other similar credits made during the Eligible Transaction Period. New Clients must activate their Client Card within 60 days of the date their Chequing Account was opened. Limit of one (1) Cash Bonus.

Automatic Transfers Offer: New Clients who open both a Tangerine Chequing Account and either an Eligible Tangerine Investment Fund Account or an Eligible Savings Account within 30 days of the date their Client Number was created are also eligible to earn an Automatic Transfer Bonus of $100 deposited in their Tangerine Chequing Account (the “Automatic Transfer Bonus”) if, within 60 days of the date their Client Number was created, they set up an Automatic Transfer of at least $50 per month, for at least 2 consecutive months (any frequency), from their new Tangerine Chequing Account to their new Tangerine Investment Fund Account or to their new Eligible Savings Account, as applicable (“Eligible Automatic Transfer”). Limit of one Automatic Transfer Bonus per New Client.

The Welcome Offer can’t be combined with any other welcome bonus offers except as otherwise permitted. By accepting any Offer, you agree to the terms and conditions of this Offer. Full Offer Terms and Conditions, including definitions of any capitalized terms, are available here. Offer may be changed, extended or cancelled without notice.

2Tangerine will waive the ABM Withdrawal Fee and Global ATM Alliance members will waive any surcharge fees for withdrawal transactions performed at a Scotiabank or Global ATM Alliance machine with your Tangerine Client Card. Some exclusions apply; see our Fee Schedule for details. The current Fee Schedule can be found at

3The MER for the Tangerine Portfolios for the period ended June 30, 2023 ranged from 0.76% to 1.06% after applicable waivers and absorptions by the manager. Each Tangerine Investment Fund offers one series of units, and is considered equivalent to an A-series mutual fund. “A-series mutual funds” often refers to the standard “one-size-fits-all” funds that have traditionally populated the Canadian mutual funds universe. According to the Investor Economics Insight report dated June 2023, the asset weighted MER for A-series mutual funds for the year ending December 2022 was 1.91%.

® Interac e-Transfer is a registered trademark of Interac Corp., used under licence.

® Scotiabank is a registered trademark of The Bank of Nova Scotia.