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Credit Card Offer : Get a bonus 10% cash back up to $100 for the first 2 months*

Money-Back Credit Card

  • Unlimited 2% cash back in 2 categories of your choice + 0.5% back on everything else
  • Money-Back Rewards deposited into your Account monthly
  • Mobile device insurance and more


Annual fee 


Interest Rate 

Up to 2%

Money-Back Rewards

Are you already a Client?

Log in if you already bank with us, or take just a few minutes to sign up and become a client.

No annual fee

It’s another way to help you save while you’re spending.  

Unlimited 2% cash back in 2 categories of your choice + 0.5% back on everything else

Easily customize categories to suit your needs and automatically receive your Money-Back Rewards every month.

Uncomplicated Card benefits

  • Apply digitally in minutes
  • Free Cards for up to 5 users - no annual fee for those Cards
  • Track and categorize your spending

Transfer and save

During your first 30 days, transfer balances up to your credit limit and pay an interest rate of only 1.95% on the transferred balance for 6 months (19.95% after that). A Balance Transfer fee of 1% on the amount transferred will apply.†

Set your sights on the season

Change your cash back categories to suit your summer spending. 

2% Money-Back Categories

Get your Rewards deposited into your Tangerine Savings Account and earn more!

Pick two 2% Money-Back Rewards Categories

Choose your categories based on your spending to maximize your savings.


Unlock a third 2% category

…when you have your Rewards deposited automatically into a Tangerine Savings Account.

Choose from:






Recurring Bill Payment

Drug Store

Home Improvement


Public Transportation and Parking



Tangerine benefits

Appy digitally in minutes

Apply easily and bank on your phone from wherever, whenever.

Add up to 5 users on one Account

Add up to 5 people – one Account, multiple Cards, no annual fee for those Cards.

Track & categorize your spending

Organize your transactions and get a better idea of your spending each month with Left to Spend. Discover Left to Spend.

Stay updated with Orange Alerts

Customize your alert preferences to receive important Account alerts through text or email.

Mobile Wallets

Add your Tangerine Client Card and Credit Card to your Apple Pay, Google Pay, and Samsung Pay mobile wallets and use it where contactless payments are accepted

Fees & Interest

Annual fee$0
Interest Rate on Purchases:19.95%
Balance transfer fee:3.00% of the amount transferred, or minimum of $5.00
Promotional Balance transfer interest rate†1.95% interest for the first 6 months (19.95% after that)
Foreign currency conversion2.50%
Cash advance$3.50 within Canada, $5.00 outside Canada
Interest on Cash Advances19.95%
Dishonoured payment$25.00
Rush Card$25.00
Past statement reprint$5.00 per statement, no charge for reprint of current monthly statement

Grace Period: We calculate interest on any amount owed from the transaction date until that amount has been paid in full. However, we don’t charge interest on new purchases that appear on your Credit Card Account statement for the first time if we receive payment in full of your balance (as shown on your Credit Card Account statement) by the Payment Due Date on that statement. This interest-free grace period doesn’t apply to Cash Advances.

See the Disclosure Statement that you will receive with your Card for full details about the fees and rates that apply to your Card.

Join with our app

Become a Client completely digitally with our Mobile Banking app. Sign up without leaving your home or having to call us—it’s a fast, convenient and secure mobile experience.

Don’t have our Mobile Banking app yet? Download it today, so you can bank easily from anywhere.


34,100 Reviews‡


63,100 Reviews‡

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