RIFs

The Tangerine RIF is designed to help you manage your finances easily during your retirement. We offer a number of great RIF options for when you’re ready to start using your retirement savings as a source of income. Make use of the funds you’ve saved for your retirement while continuing to save for your future.
RIF Investment Fund Account
Retirement saving meets retirement spending with continued potential for growth.
RIF Guaranteed Investment
Enjoy all the money-saving advantages of our GIC combined with the great benefits of our Retirement Income Fund.
Up to
RIF Savings Account
Make use of the funds you’ve saved for your retirement while continuing to enjoy the benefits of our Savings Account.

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Savings Account, Chequing Account, and GIC interest rates expressed on this website are annual interest rates and are current as of today's date. Interest rates are subject to change without notice. Interest is calculated daily and paid monthly on our Savings and Chequing Accounts. GIC terms of one year or longer have interest calculated on the basis of 365/366 days and compounded and/or paid annually. GIC terms of less than one year have interest calculated on the basis of 365/366 and paid at maturity.

RIF Accounts have no fees while you’re saving with us. If at some point you decide to transfer your funds to another financial institution, a $50 fee will apply.