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The difference is very minimal unless selecting the accelerated option, which is only available for weekly and bi-weekly payments.
An accelerated schedule of weekly or bi-weekly payments allows you to pay more towards your principal and reduces the amount of interest you pay over the life of your mortgage compared to a monthly mortgage payment. By accelerating your payments, you are making the equivalent of 13 monthly payments in one year as opposed to twelve. That's one additional monthly payment per year. To see how much you could save using an accelerated payment option, try out our payment calculator.
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Tangerine is a trade name of Tangerine Bank, a wholly-owned subsidiary of The Bank of Nova Scotia and a CDIC member in its own right.