How does TransUnion calculate my credit score?

TransUnion calculates your credit score based on a variety of factors in your credit history, such as:

• Your payment history for your loans and credit cards.
• How much you owe on your credit accounts.
• How long your accounts have been open.
• Your credit mix (e.g. credit cards, mortgages, lines of credit).
• How much credit you use and have available.
• How often and how recently you’ve applied for credit.

You can learn more about your credit score and report at TransUnion.