Forward Thinking

Stories, articles and other information about personal finance topics, insights and perspectives from Tangerine, our culture and community work.

Investing Articles

Articles, stories and other information about investing.

Tax-Free Savings Accounts benefits and cautions

Wednesday, February 15th, 2017  |  Joe Snyder  |  Investing Articles

Q: What are the benefits of a TFSA? And is there any downside? A: TFSAs are fantastic — but before diving in, it's important to understand how they work to be sure the TFSA is the right account choice for you. The Tax-Free Savings Account (TFSA) came into effect in 2009. It's an account type [...]

Investment Fees and You (infographic)

Wednesday, February 15th, 2017  |  Tangerine  |  Investing Articles

Did you know Canadians pay some of the highest mutual fund fees in the world? Take a look at this infographic and see what the CRM2 disclosure means to you. To download a copy of this infographic, click here. Here's 5 questions to ask your financial advisor (infographic). ------------------------------------------------------------------------

How advanced investors use benchmarks

Friday, February 3rd, 2017  |  Preet Banerjee  |  Investing Articles

When it comes to benchmarks, there are plenty of them, and plenty of opinions on which ones are most appropriate. Let's explore some options and see how they can help you with monitoring your investment choices. But, before we do that, it's worth noting that index investors don't really have to worry too much about [...]

How much do you know about retirement? (quiz)

Monday, January 23rd, 2017  |  Robin Taub  |  Investing Articles

If you're in the early stages of your career, retirement may feel like it's way off in the distance. With the whole concept of "retirement" evolving, what does it even means these days? Find out by taking this quiz. The answers may surprise you!

Top 10 Tangerine stories of 2016

Wednesday, December 28th, 2016  |  Tangerine  |  Savings Articles  |  Spending Articles  |  Investing Articles  |  Borrowing Articles

In 2016, Forward Thinking covered just about every financial topic under the sun, from bathroom renovations to filing taxes online to family squabbles over money. Our goal was to cover subjects Canadians have questions about it, so thank you for following us this year, and we hope we were able to help answer a few [...]

My circumstances have changed—is it time for a new investment strategy?

Monday, December 19th, 2016  |  Helen Burnett-Nichols  |  Investing Articles

Your investment strategy is in place and seems to be ticking along just fine—but then your life takes a sharp turn. Is there a chance your portfolio may no longer be aligned with your new reality? For many, a significant change in circumstances—perhaps you've lost your job, or bought a house—may temporarily throw finances into turmoil. [...]

Higher potential returns always come with higher risk

Wednesday, December 14th, 2016  |  Preet Banerjee  |  Investing Articles

Investors are always trying to find better returns, especially in a world of low interest rates. And while most investors are acquainted with the notion that risk and return are related, it seems to be forgotten from time to time. Higher "potential" returns necessarily come with more risk. The emphasis on the potential of higher returns means [...]

5 questions to ask your financial advisor (infographic)

Friday, December 9th, 2016  |  Patrizia Ferrarese  |  Investing Articles  |  Savings Articles

If you use the services of a financial advisor, then here’s an infographic outlining 5 questions you can ask them in order to help you understand what you’re paying for. Also included are links to our video answers to these questions, from Patrizia Ferrarese, Director, Product Management and Optimization, Tangerine Investments. Download a copy of this [...]

Know how much you pay for your investments? New rules shed light on fees and performance

Wednesday, November 30th, 2016  |  Paul Williams  |  Investing Articles

Would you buy a car if you didn't know the price? Likely not. And yet many Canadians buy expensive investment products and services without knowing the price. Canada's securities regulators have introduced new rules1 to improve transparency in the retail investment industry. If successful, these new rules will provide investors with the tools to make better [...]

The return on investment of going back to school

Thursday, November 24th, 2016  |  Preet Banerjee  |  Investing Articles

Investing: spending time or money on an endeavour with the hope that it results in getting back more than what you put in. That's a pretty loose definition, but it covers a lot of bases. When we invest for retirement, we put money away into financial products (savings accounts, GICs, mutual funds, stocks, bonds, etc.) hoping [...]