Forward Thinking

Stories, articles and other information about personal finance topics, insights and perspectives from Tangerine, our culture and community work.

Investing Articles

Articles, stories and other information about investing.

Top 10 Tangerine stories of 2016

Wednesday, December 28th, 2016  |  Tangerine  |  Savings Articles  |  Spending Articles  |  Investing Articles  |  Borrowing Articles

In 2016, Forward Thinking covered just about every financial topic under the sun, from bathroom renovations to filing taxes online to family squabbles over money. Our goal was to cover subjects Canadians have questions about it, so thank you for following us this year, and we hope we were able to help answer a few [...]

My circumstances have changed—is it time for a new investment strategy?

Monday, December 19th, 2016  |  Helen Burnett-Nichols  |  Investing Articles

Your investment strategy is in place and seems to be ticking along just fine—but then your life takes a sharp turn. Is there a chance your portfolio may no longer be aligned with your new reality? For many, a significant change in circumstances—perhaps you've lost your job, or bought a house—may temporarily throw finances into turmoil. [...]

Higher potential returns always come with higher risk

Wednesday, December 14th, 2016  |  Preet Banerjee  |  Investing Articles

Investors are always trying to find better returns, especially in a world of low interest rates. And while most investors are acquainted with the notion that risk and return are related, it seems to be forgotten from time to time. Higher "potential" returns necessarily come with more risk. The emphasis on the potential of higher returns means [...]

5 questions to ask your financial advisor (infographic)

Friday, December 9th, 2016  |  Patrizia Ferrarese  |  Investing Articles  |  Savings Articles

If you use the services of a financial advisor, then here’s an infographic outlining 5 questions you can ask them in order to help you understand what you’re paying for. Also included are links to our video answers to these questions, from Patrizia Ferrarese, Director, Product Management and Optimization, Tangerine Investments. Download a copy of this [...]

Know how much you pay for your investments? New rules shed light on fees and performance

Wednesday, November 30th, 2016  |  Paul Williams  |  Investing Articles

Would you buy a car if you didn't know the price? Likely not. And yet many Canadians buy expensive investment products and services without knowing the price. Canada's securities regulators have introduced new rules1 to improve transparency in the retail investment industry. If successful, these new rules will provide investors with the tools to make better [...]

The return on investment of going back to school

Thursday, November 24th, 2016  |  Preet Banerjee  |  Investing Articles

Investing: spending time or money on an endeavour with the hope that it results in getting back more than what you put in. That's a pretty loose definition, but it covers a lot of bases. When we invest for retirement, we put money away into financial products (savings accounts, GICs, mutual funds, stocks, bonds, etc.) hoping [...]

How I got over the intimidation of investing

Wednesday, November 23rd, 2016  |  Megan Cunningham  |  Investing Articles

As a student and young millennial, my expenses are greater than my income. I always looked at investing as something I would do in the future, when I was working a full-time job, making a decent income, and had more money saved up. I didn't like the idea of risking my money, considering how little [...]

The difference between how much risk you need to take and how much risk you're capable of taking

Wednesday, November 16th, 2016  |  Preet Banerjee  |  Investing Articles

The Bugatti Veyron sports car is capable of hitting over 400 km/h. At that speed, the tires are rated to last for 15 minutes. But according to James May, previously of Top Gear fame, that's not a problem since the fuel would run out in 12 minutes. This is a very capable car. But just because [...]

You're never too young to learn about investing

Thursday, November 10th, 2016  |  Robin Taub  |  Investing Articles

When you think about investing, it may seem like something you do when you're older, not something you'd think of teaching your child as they enter elementary school. But whether your children are young kids or young adults, there are many creative ways to engage them in the world of investing. Since you can't invest what [...]