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Credit Card Offer : Get a bonus 10% cash back (up to $100) for the first 2 months10

Do you meet the eligibility requirements?

You must meet one of these criteria:

  • Gross annual income of $50,000 or more
  • Gross household income of $80,000 or more
  • Total balances of $250,000 or more in Tangerine Savings Account(s) and/or Investment Fund Account(s) 

You must also be at least the age of majority and a Canadian resident with no bankruptcy in the past 7 years.

 

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Are you already a Client?

Log in if you already bank with us, or take just a few minutes to sign up and become a client.

Do you meet the eligibility requirements?

You must meet one of these criteria:

  • Gross annual income of $50,000 or more
  • Gross household income of $80,000 or more
  • Total balances of $250,000 or more in Tangerine Savings Account(s) and/or Investment Fund Account(s) 

 

You must also be at least the age of majority and a Canadian resident with no bankruptcy in the past 7 years.

Tangerine World Mastercard®

Get unlimited 2% cash back in up to 3 categories of your choice with a savings account + 0.5% back on everything else.

Unlimited

Cashback monthly

$0

Annual fee

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Special Offer

Earn 10% cash back10 for 2 months (Up to $100)

That’s on top of regular cash back. Plus, get a promo rate on balances you transfer for a limited time. Learn More

$0

Annual Fee

20.95%

Purchase interest rate

22.95%

Cash Advance Interest Rate

Compare Card Features

Which Tangerine Credit Card suits you best? If you’re looking to get additional benefits, our World Mastercard® could be ideal!

 Money-BackWorld
No annual fee
Two 2% unlimited cash back categories
Unlock a third 2% category
0.5% on everything else
Additional Benefits  
↳ FlexiRoam14-
↳ DragonPass16-
↳ H&R Block15% off20% off
↳ Fubo TV15-
Mobile device insurance-
Extended warranty5
Purchase protection5
Rental car insurance5-
Free Authorized Users (x5)
Eligibility$12,000 personal income$50,000 personal income or $80,000 household†

There is no annual fee with the Tangerine World Mastercard®

 Fees & Interest
Account Fee

$0

Interest rate on purchases20.95%
Regular Balance Transfer fee3% of the amount transferred, or minimum of $5.00 
Promotional Balance Transfer fee111% of the amount transferred
Promotional Balance Transfer interest rate111.95% on balances transferred in the first 30 days. Promo rate applies for 6 Statement Periods from date of last eligible balance transfer (22.95% after that)
Foreign currency conversion2.50%
Cash Advance $3.50 within Canada,
$5.00 outside Canada
Interest on Cash Advances22.95%
Dishonoured payment$25.00
Over-Limit$25.00
Rush Card$25.00
Past statement reprint$5.00 per statement, no charge for reprint of current monthly statement


Grace Period:
 We calculate interest on any amount owed from the transaction date until that amount has been paid in full. However, we don’t charge interest on new purchases that appear on your Credit Card Account statement for the first time if we receive payment in full of your balance (as shown on your Credit Card Account statement) by the Payment Due Date on that statement. This interest-free grace period doesn’t apply to Cash Advances.


See the Disclosure Statement that you will receive with your Card for full details about the fees and rates that apply to your Card.

Choose two 2% categories

2% cash back on purchases in two categories of your choice.

+

Unlock a third 2% category

Have your cash back Reward deposited in a Tangerine Savings Account and get a third 2% Money-Back Category.

Categories to choose from:

Grocery

Restaurants

Gas

Entertainment

Furniture

Hotel-Motel

Drug Store

Recurring Bill Payments

Home Improvement

Public Transportation and Parking

E-Games

Coming soon

Fitness and Sports Clubs

Coming soon

Foreign Currency Spend

Coming soon

Enjoy a World of cash back and lifestyle benefits

Start earning up to 2% cash back with a Tangerine World Mastercard

Uncomplicated lifestyle Credit Card features & benefits

The benefits built into your World Mastercard compliment those provided by Tangerine so you can get even more from your card – at home or a world away. Learn more about some of the World Mastercard benefits and features6.

FlexiRoam14

Enjoy seamless, hassle-free connectivity – everywhere. Your World Mastercard® unlocks a complimentary 1GB Global Data Roaming Plan and 15% off on purchase of Data Plans.

On-demand and subscription services

Access 50+ live-stream sports channels and save $30 on your first three months of Fubo (excludes Quebec)15.

Purchase Assurance and Warranty5

You may receive a lifetime maximum of up to $60,000.

Mobile Device Insurance5

Up to $1,000 of coverage for your mobile device.

Rental Car Insurance5

Get damage & theft protection for car rentals.

Join with our app

Become a Client completely digitally with our Mobile Banking app3 and add your Tangerine World Mastercard to your Mobile Wallet (Apple Pay, Google Pay, and Samsung Pay) to ensure you don’t miss an opportunity to earn cash back on your everyday purchases.

Don’t have our Mobile Banking app3 yet? Download it today, so you can bank easily from anywhere.

4.6

100,000+ Reviews4

Sticky Notes

World Mastercard FAQs

Pick your 2% Money-Back Categories based on your spending to maximize your savings. To maximize your earnings, add a third category when you choose to have your Rewards put into your Tangerine Savings Account automatically each month.

The World Mastercard offers the following services for your peace of mind5:

  • Rental car theft/damage
  • Mobile device protection
  • Extended warranty
  • Purchase protection

More details are available here

Access 1,300+ airport lounges in more than 140 countries, courtesy of Mastercard Travel Pass provided by DragonPass16. Simply download the Mastercard Travel Pass app and present your membership.

Download the Mastercard Travel Pass app or visit mastercardtravelpass.dragonpass.com to register and enjoy airport lounge access.

The World Mastercard offers additional travel and lifestyle benefits such as FlexiRoam14, special offers, FuboTV15 and more. You can see a detailed comparison of our Credit Cards here.

You can have up to 5 Authorized Users on your Account. One Account, multiple Cards, and no annual fee for the extra cards. But remember: the Borrower and any Co-borrowers remain liable for any charges made on additional cards.

These new categories will be available October 25th, 2025.

 

Be sure to note the effective date—your updated selections won’t apply retroactively, but they’ll kick in at the beginning of your next monthly Statement period.

 

You can update your categories every 90 days, so feel free to revisit them as your lifestyle or priorities change. It’s all about making your Rewards work for you.