Why Tangerine credit cards keep winning – and getting better
We don’t need to boast – we’re happy to let others do the boasting for us.
Year after year, our credit cards are stacked up among some of Canada’s best, consistently earning recognition for their good value, cash-back potential and customer satisfaction.
Maybe that’s because Tangerine is consistently finding new ways for its Clients to earn and save, including three new customizable Money-Back categories, and pumped up fuel savings with Shell and Scene+. Beginning on March 3, 2026 in Alberta and expanding nationwide on May 26, Tangerine credit cardholders can unlock additional fuel value at Shell stations.
2026 credit card awards and recognition
In 2026 alone, The Tangerine Money-Back World Mastercard has been named the “best no-fee cash back card” by Rates.ca, the “best customizable cash back credit card” by Frugal Flyer and the “best no-annual-fee credit card for cash-back rewards” by Forbes.
Meanwhile, the Tangerine Money-Back Credit Card has been named the “best credit card for newcomers” by creditcardGenius, the “best starter card with no annual fee” by Finly Wealth, and the “best no-fee card for flexible spending” by Forbes.
Why reviewers keep choosing Tangerine credit cards
Both cards come with no annual fees, and both can earn you 2% cash back on everyday spending in two customizable categories – plus a third category if you opt to have your cash back rewards deposited into a Tangerine Savings Account. You get 0.5% cash back on everything else.
The 13 customizable categories include everything from gas and restaurants to foreign currency spend to fitness and sports clubs, giving you options that you can change every 90 days, along with your lifestyle. The best way to help you maximize your rewards!
The Money-Back Credit Card is available to those with at least $12,000 in annual income, making it an attractive card for newcomers or as a starter card for those building their credit score, as award sites Finly Wealth and creditcardGenius have noted. Apart from cash back, perks include two types of insurance: extended warranty and purchase protection.
The Money-Back World Mastercard is available to those with at least $50,000 in personal income or $80,000 household income. The card comes with additional perks, including mobile device insurance and rental car insurance, all at no annual fee.
2% Money-Back Rewards
(up to 3 categories)
0.5% on everything else
Total Monthly Spend
[[CALC.SUM]]
Welcome offer + Additional benefits
Money-Back World Mastercard®*
Estimated cash back
[[CALC.MONTH.1]]
Monthly
[[CALC.YEAR.1]]
Annually
Built for satisfaction, backed by real customer feedback
If these awards aren’t proof enough, both credit cards have also ranked highly in customer satisfaction according to J.D. Power, including its 2025 study.
But we don’t rest on our laurels. Now that we’ve teamed up with Scene+ and Shell, Tangerine credit cardholders have even more reason to be satisfied.
And we’ll keep striving for new ways to help our Clients get the most value out of their Tangerine Credit Cards. That’s our plan to keep on winning.
| Money-Back Credit Card | Money-Back World Mastercard® | |
|---|---|---|
| No annual fee |  |
|
| 2% unlimited cash back (x2) | |
|
| Unlock a third 2% category | |
|
| 0.5% on everything else | |
|
| Additional Benefits | |
|
| Mobile device insurance | - | |
| Extended warranty5 | |
|
| Purchase protection5 | |
|
| Rental car insurance5 | - | |
| Free Authorized Users (x5) | |
|
5 Benefits include:
Rental Car Collision/ Loss Damage Insurance: Damage and theft protection for your car rental when you rent for up to 31 consecutive days and charge the full cost of your rental to your Card.
Mobile Device Insurance: Protection on new cell phones, smartphones or tablets when you charge the full cost to your Card, or when you purchase it through a plan and charge all of your wireless bill payments to your Card. Covers up to $1,000 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure.
Purchase Assurance and Extended Warranty: For most new purchases made anywhere in the world using your Tangerine Money-Back World Mastercard®, you may receive a lifetime maximum of up to $60,000 for the following insurance coverage:
• Purchase Assurance to automatically cover loss, theft or damage on most new insured items for 90 days from the date of purchase
• Extended Warranty which may double the period of repair services to a maximum of one year
Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Coverage is subject to eligibility, limitations and exclusions. For details of the coverage, including definitions and benefits, refer to the Certificate of Insurance provided with the card.
See the Credit Card Cardholder Agreement for complete benefits and terms.
Note: all credit cards are subject to credit approval. All rates, fees and features and benefits of cards described herein are subject to change.
Looking for a new Credit Card?
Our Credit Cards are designed with you in mind, offering cash back to suit your spending and unlimited Rewards on all your purchases.
