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Money-Back Credit Card

Get unlimited 2% cash back in up to 3 categories of your choice with a savings account + 0.5% back on everything else.

Up to 8¢/L in value

On fuel purchases at participating Shell stations1

Unlimited

Cash back monthly

$0

Annual fee

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Special Offer

Earn 10% cash back10 for 2 months (Up to $100)

That’s on top of regular cash back. Plus, get a promo rate on balances you transfer for a limited time. Learn More

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Compare Tangerine’s Best No Annual Fee Credit Cards

Which Tangerine Credit Card suits you best? If you’re looking to get additional benefits, our Money-Back World Mastercard®* could be ideal!

 Money-Back Credit CardMoney-Back World Mastercard®*
No annual fee
Two 2% unlimited cash back categories
Unlock a third 2% category
0.5% on everything else
Additional Benefits  
↳ FlexiRoam14-
↳ DragonPass16-
↳ H&R Block1715% off20% off
↳ Fubo TV15-
Une valeur allant jusqu’à 8 ¢/litre d’essence1.
Mobile device insurance5-
Extended warranty5
Purchase protection5
Rental car insurance5-
Free Authorized Users (x5)
Eligibility$12,000 personal income$50,000 personal income or $80,000 household†

There is no annual fee with the Tangerine® Money-Back World Mastercard®*

 Fees & Interest
Account Fee

$0

Interest rate on purchases20.95%
Regular Balance Transfer fee3% of the amount transferred, or minimum of $5.00 
Promotional Balance Transfer fee111% of the amount transferred
Promotional Balance Transfer interest rate111.95% on balances transferred in the first 30 days. Promo rate applies for 6 Statement Periods from date of last eligible balance transfer (22.95% after that)
Foreign currency conversion2.50%
Cash Advance $3.50 within Canada,
$5.00 outside Canada
Interest on Cash Advances22.95%
Dishonoured payment$25.00
Over-Limit$25.00
Rush Card$25.00
Past statement reprint$5.00 per statement, no charge for reprint of current monthly statement


Grace Period: We calculate interest on any amount owed from the transaction date until that amount has been paid in full. However, we don’t charge interest on new purchases that appear on your Credit Card Account statement for the first time if we receive payment in full of your balance (as shown on your Credit Card Account statement) by the Payment Due Date on that statement. This interest-free grace period doesn’t apply to Cash Advances.


See the Disclosure Statement that you will receive with your Card for full details about the fees and rates that apply to your Card.