When you need to use your money, it has to be simple and convenient. You’ve earned your money through hard work and smart savings, and you shouldn’t have to face unfair fees just to use what belongs to you. That’s why we’ve designed options for spending that put you in charge. Pay how you want, where you want, and when you want, with no unfair fees and rewards that are truly rewarding. The Tangerine Chequing Account and the Tangerine Money-Back Credit Card are both designed to help savers use their money smartly.