US Dollar Guaranteed Investment (US$ GIC)

Your US dollars should work as hard as you do. Take advantage of one of the best interest rates around and have the comfort of knowing that it’s guaranteed for the term you choose. No unfair† fees or service charges.

Up to [[GIC_USD.RATE.MAX]]^†

Interest Rate

Monthly fee

Purchase GIC

Great rate

Just lock in your savings with us for one of our set terms, and we'll pay the kind of interest that you'd expect with a guarantee.

Current GIC interest rates

Current interest rates as of today's date.

Term	Rate
90 Day	[[GIC_USD.RATE.90_DAY]]^†
180 Day	[[GIC_USD.RATE.180_DAY]]^†
270 Day	[[GIC_USD.RATE.270_DAY]]^†
1 Year	[[GIC_USD.RATE.1_YEAR]]^†
1.5 Year	[[GIC_USD.RATE.1.5_YEAR]]^†
2 Year	[[GIC_USD.RATE.2_YEAR]]^†
3 Year	[[GIC_USD.RATE.3_YEAR]]^†
4 Year	[[GIC_USD.RATE.4_YEAR]]^†
5 Year	[[GIC_USD.RATE.5_YEAR]]^†

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Take a look at our other products

RSP Guaranteed Investing

Protect your retirement savings with the guaranteed growth of a GIC combined with the tax benefits of an RSP.

Tax-Free Guaranteed Investment

A safe, secure, tax-free way to earn great interest.

^{^}Fair fees mean they are disclosed and agreed to in advance, and the amount makes sense relative to the benefit received. Registered Accounts have no fees while your funds are with us. If at some point you decide to transfer your funds to another financial institution, a fee will apply. View the complete list of Account fees.

^† Savings Account, Chequing Account, and GIC interest rates expressed on this website are annual interest rates and are current as of today's date. Interest rates are subject to change without notice. Interest is calculated daily and paid monthly on our Savings and Chequing Accounts. GIC terms of one year or longer have interest calculated on the basis of 365/366 days and compounded and/or paid annually. GIC terms of less than one year have interest calculated on the basis of 365/366 and paid at maturity.

³ Some conditions may apply. Service is subject to availability and successful digital verification.

⁴ As of March 2025 from the Google Play Store and App Store.

^® App Store is a registered trademark of Apple Inc., registered in the U.S. and other countries.

^™ Google Play is a trademark of Google LLC.