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Scholarship

Double your chances at $20,000*

Tangerine Clients 2x their entries in the Back to School Contest

 

20,000 reasons to double your entries

Enter the Tangerine Back to School Scholarship run by yconic & become a Client for 2x the chances to win.

Enter the Contest

Complete the entry form with yconic or become a Client & we’ll email you a link to enter the contest.

Note: Already entered the contest? You can still double your entries when you become a Client – or check out the full contest rules for other ways to double your entries.

Become a Client & double your entries

It only takes a few minutes on your phone.

You could win BIG

There’s a $20,000 Grand Prize Scholarship & 1 of 5 prizes of $1,000 available to be won.

You deserve uncomplicated

Be the main character with banking that’s designed to help you reach your goals.

No monthly fee with no minimum balance

You shouldn’t have to pay money to use your money. Plus, continue to enjoy no monthly fees even after graduation.

Digital banking at your fingertips

Bank on the go right from your phone and enjoy unlimited Interac® e-Transfer transactions.

Tools to help you level up

Experience smart, easy-to-use money management tools that work with your goals.

Get your hands on some extra $$$

A great way to earn while in school.

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Move your pay and you could earn $250¹

$0

monthly fees

$250

new Client payroll offer

  • Open a Chequing Account
  • Set up direct deposits of at least $200 for 2 consecutive months
  • Perfect for part-time jobs & internships
yellow-circle

Refer friends and earn up to $300*

Become a Client

& refer a friend

$50 for you

per successful referral

  • Refer someone & you could both get $50 if they open and fund an Account
  • Successfully refer 6 friends per year
  • That’s up to an extra $300 in your pocket!

Experience award-winning banking

Need extra convincing? Check this out.

Most Awarded for Personal Banking Client Satisfaction among Midsize Banks – J.D. Power⁹

Thanks to you, we’re #1 in Client Satisfaction among midsize personal banks 13 years in a row.

#1 Bank in Canada on the Forbes list of the World’s Best Banks 2025

We’re proud to have been recognized as the #1 Bank in Canada on the Forbes list of the World’s Best Banks 2025.

A few words from our 2024 winner

“...One of the reasons why I paused on going back to school was because of the money… I am really thankful...this scholarship will help open doors for me and push me closer to where I want to be.”
 

Tangerine Client, 2024 Back 2 School Scholarship Winner
Natalie O.

School is hard – banking shouldn’t be.

So maybe it’s time for something less complicated.

Sticky Notes

Student FAQ

Answers to all your burning questions are right here.

If you’re 16 or older and are a current or recent student (within the last 12 months) at a Canadian high school, college, university or CEGEP or currently accepted to attend an accredited Canadian college or university, you could enter for a chance to win!

There are 2 ways you can complete identity confirmation to become a Client.

To confirm your identity online (i.e. digitally), you'll need a valid Government Issued Photo ID, which can be either:

  • Canadian Driver's Licence
  • Provincial/Territorial Photo ID Card

You may also be asked to upload a document as proof of your residency. It can be any one of these documents:

  • A bank account or loan statement dated within the last 3 months
  • A utility bill such as electricity, water, gas, phone or internet dated within the last 3 months
  • A property tax assessment or waste management bill dated within the last year
  • A registered account statement (RRSP/RSP, TFSA, RRIF/RIF) dated within the last 3 months

It takes 3 business days for us to confirm that your documentation matches the information you provided when you signed up.
 

Click here for a full list of IDs and documents that are accepted.

Yes, Tangerine Clients receive double the entries even if they were Clients before the contest started. Make sure to let yconic know in your feed. Just like that, you’ll double all your entries.

It’s completely random! When the contest ends, we’ll put all eligible entries in a massive digital box, shake them around, and pull out a potential winner for the $20,000 grand prize and the five $1,000 prizes.

This contest ends October 31, 2025 at 11:59 PM EST. Good luck!

Savings Account and Chequing Account interest rates expressed on this website are annual interest rates and are current as of today's date. Interest rates are subject to change without notice. Interest is calculated daily and paid monthly on our Savings and Chequing Accounts.

*NO PURCHASE OR ACCOUNT NECESSARY. Open July 10, 2025 at 4:01:00 p.m. ET to October 31, 2025 to eligible current or recent students who are legal residents of Canada sixteen (16) years of age or older as of the date of entering the Contest. One (1) $20,000 Grand Prize and five (5) $1,000 Bonus Prizes are available to be won. Random draw from eligible entries on November 6, 2025. Limit 1 prize per person. Odds of winning depend on the number of eligible entries received. Math skill test required. Full Contest Rules: https://www.tangerine.ca/en/offers/special-offer/terms-and-conditions/back-to-school-scholarship-contest.

1 The Tangerine New Client Payroll Offer (the “Offer”) is available to new Clients who(se): (a) Client Number was created between May 1, 2024 and July 31, 2025; (b) open a Tangerine Chequing Account as the Primary Account Holder within 60 days of the date their Client Number was created; and (c) set up payroll direct deposits within 60 days of the date their Chequing Account was opened. A cash Bonus of $250 will be paid to the new Client’s Tangerine Chequing Account if the Client switches their eligible automated and recurring payroll direct deposits to their new Tangerine Chequing Account, provided that: (i) they deposit the full amount of their payroll direct deposits; (ii) payroll direct deposits total a minimum of $200 on a monthly basis; (iii) the first eligible payroll direct deposit is received in their Account within 60 days of successfully opening the Chequing Account; and (iv) their subsequent eligible payroll direct deposits continue for at least 2 consecutive months. The Bonus will be paid to the Client’s Tangerine Chequing Account in the subsequent month following the satisfaction of the Offer conditions. Offer can’t be combined with any other Chequing cash Bonus offers and is limited to one (1) Bonus per Client. By accepting any Offer, you agree to the terms and conditions of this Offer. Full Offer Terms and Conditions, including definitions of any capitalized terms, are available here. Offer may be changed, extended or cancelled without notice.

*Existing Clients can earn a $50 Referral Bonus for each eligible “friend or family member” they successfully refer (up to a maximum of 6 per calendar year) who becomes a New Client to Tangerine using their Referrer’s Orange Key and who completes All Actions as set out below. This annual referral cap renews January 1 of every year, and any referrals that don’t earn a Bonus won’t carry forward to the next calendar year. Any remaining referrals not used by the end of the calendar year will be forfeited.

For New Clients to be eligible to earn a $50 Referral Bonus, they must complete the following actions ("All Actions"): (i) Enroll using a valid Refer a Friend Orange Key, (ii) successfully open their first Tangerine Account (excluding Tangerine Credit Cards), (iii) make an initial deposit/investment of at least $250 within 60 days of becoming a New Client, and (iv) maintain a minimum Account balance of $250 for at least 60 consecutive days starting on the day the initial $250 minimum deposit/investment is made. Note that for Mortgages and other Loans, the minimum deposit requirements don’t apply.

A “New Client” is a person that has never had an ING DIRECT or Tangerine Account. Accounts are deemed successfully opened when the new Client has satisfied the Account Terms and Conditions and the Account is without restrictions. Referral Bonus deposits will be made within 30 days of the New Client successfully completing All Actions provided all other terms and conditions are met, and will be paid into the non-registered Tangerine Savings Account or Tangerine Chequing Account of both the referring Existing Client (the “Referrer”) and referred New Client (the “Referral”). If the Referrer or the Referral has both a non-registered Tangerine Savings Account and a Chequing Account, the deposit of the Referral Bonus will be made to their Chequing Account by default. If they have both a joint Chequing Account and a single Chequing Account, the deposit will be made to the Chequing Account on which they are the primary Account holder. If the Referrer or the Referral doesn’t have either a Tangerine non-registered Savings Account or a Chequing Account, they’ll need to open one in order to receive the Referral Bonus. Once an Orange Key has been submitted, it can’t be reversed. Additional conditions and restrictions apply as set out in our Account Terms.

This Offer can’t be combined with any other Tangerine enrollment Bonus offers unless otherwise specified. Tangerine reserves the right at its sole discretion to, without advance notice, terminate or suspend the Offer, in whole or in part, or modify it in any way. Full Refer a Friend Terms & Conditions are available here.