^* The Tangerine Bank (the “Bank”) Embark New Client Pre-Authorized Payment Offer (the “Offer”) is available between September 29, 2026 and December 31, 2026 (the “Offer Period”), to New Clients who sign up to bank with Tangerine using promo code EMBARK250 and have their Client Number created during the Offer Period. New Clients must open a Tangerine Chequing Account within 60 days of the date their Client Number was created. For joint Accounts, only the person whose name appears first on the Bank statement of the Chequing Account (the “Primary Account Holder”) is eligible to participate in the Offer. The Primary Account Holder must successfully set up eligible recurring pre-authorized payments to two separate third party payees totalling at least $50 per month and per payee (each an “Eligible PAP”). Each Eligible PAP must recur for at least two (2) consecutive months, and the first withdrawal for each Eligible PAP must be taken from the New Client’s Tangerine Chequing Account within 60 days of successful account opening. A $250 Bonus will be paid to the Primary Account Holder’s Tangerine Chequing Account in the subsequent month following the satisfaction of all terms and conditions applicable to the Offer. Offer is not transferable and can’t be combined with any other Client Chequing Bonus offers. For New Clients who are eligible for both this Offer and the New Client Payroll offer, if conditions for the New Client Payroll Offer are met first, the Payroll Bonus Offer will be applied to the exclusion of this Offer. Limit of one (1) $250 Bonus per Primary Account Holder. Full Offer Terms and Conditions, including definitions of any capitalized terms are available here.  Offer may be changed, extended or be cancelled without notice.

¹ J.D. Power 2012-2025 Canada Retail Banking Satisfaction Studies. Visit jdpower.com/awards for more details.