1No annual fee
- Change your selected 2% Money-Back Categories to suit your spending habits, and earn 0.5% money back on all other everyday purchases
- Get a third 2% Money-Back Category when you have your Money-Back Rewards deposited into a Tangerine Savings Account
4No limit on the amount of Money-Back Rewards you can earn on your everyday purchases
Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.
Annual Interest Rates: The annual interest rate on Purchases and Cash Advances (including Balance Transfers) is
Other Fees and Rates: These fees are charged on the day the transaction occurs (unless otherwise indicated): Cash Advance:
See your Information Box in the application for full details or visit Tangerine.ca/CreditCardLegal. Rates and fees are subject to change.
*$250 Bonus Offer:
†Balance Transfer Promotional Offer at
A Promotional Rate of
Cash Advances (including Balance Transfers) do not earn Tangerine
Any of these offers may be changed or cancelled at any time without notice.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence.
Forward Banking is a registered trademark of Tangerine Bank.
**SCENE® Points Offer Terms and Conditions
1. The SCENE Points Offer (the “Offer”) of 5,000 SCENE points is available between
2. To take advantage of this Offer, you must be a Canadian resident 16 years of age or older, and a member of the SCENE program (with a SCENE account in good standing). If you are not a SCENE member, you may enroll for a free SCENE membership at scene.ca.
3. To be eligible for the 5,000 SCENE points, you must become a new Tangerine Client (“New Client”) using the Orange Key SCENECC, successfully open a Tangerine Credit Card Account by
4. “New Clients” are individuals who have never held any Account with Tangerine. “Eligible Tangerine Accounts” means a Tangerine Money Back Credit Card.
5. Within 30 business days of activating a Tangerine Money Back Credit Card, Tangerine will email the Client a unique PIN code to use to claim their SCENE points at
6. This Offer is only available to the Primary Cardholder of the Credit Card Account and SCENE points will only be awarded to the SCENE account belonging to the Primary Cardholder.
7. Limit of one Offer per New Client. Offer is
8. If Tangerine and/or SCENE are unable to run the Offer as planned for any reason, Tangerine and/or SCENE reserve(s) the right at their sole discretion to, without advance notice, terminate or suspend the Offer, in whole or in part, or modify it in any way.
9. Tangerine and/or SCENE reserve(s) the right in their absolute discretion to vary, delete or add to any of these Terms from time to time without prior notice. In the event of conflict, these Terms will prevail over any of the contents of any brochure or other promotional materials advertising this Offer.
10. Tangerine and/or SCENE reserve(s) the right to withdraw the Offer in whole or in part, or to vary any of these Terms at any time and from time to time without notice at their absolute discretion. Tangerine and/or SCENE reserve(s) the right to end the Offer earlier or to extend the Offer Period further at their absolute discretion.
11. Tangerine and/or SCENE reserve(s) the right, at their sole discretion, to suspend, disqualify, limit or revoke this Offer to any Account holder they find or believe to be manipulating or otherwise abusing the process, fairness, or integrity of the Offer.
12. This Offer may be suspended, modified or withdrawn at any time without notice.
13. SCENE PINs must be redeemed online only and are non-transferable, non-saleable and not redeemable for cash. SCENE points have no cash value. Neither Tangerine nor SCENE are responsible for and will not replace PINs that are lost, stolen, not received or used without permission.
14. SCENE in its sole discretion, reserves the right to revoke any SCENE points issued in connection with this Offer and/or cancel SCENE membership accounts, if SCENE feels the SCENE points were issued or used fraudulently or not in accordance with these Terms. Any discrepancies with SCENE points must be addressed with the SCENE Help Centre at firstname.lastname@example.org.
15. This Offer is governed by the Terms set out above, the terms and conditions of the SCENE loyalty program, and the Terms and Conditions associated with the Eligible Tangerine Accounts. By partaking in this Offer, you agree that you’ve read and understood these Terms and agree to be bound by them. Any notice offered by Tangerine or SCENE with respect to this Offer is deemed to be provided on the day it is posted on our websites.
®Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence.
SCENE® and SCENE Design™ are the trademarks of SCENE IP LP, used under license.