Earn a $250 Bonus* + 5,000 SCENE Points.**
Apply for a Tangerine Money-Back Credit Card by March 31, 2020, and if you’re approved and spend at least $5,000 on everyday purchases in your first 3 months, we’ll put a $250 credit on your Account.

On top of that, you’ll also receive 5,000 SCENE Points! Just use this Orange Key when you sign up as a new Client: SCENECC
Tangerine Money-Back Credit Card
Tangerine Money-Back Credit Card
$250
Cash Offer
Spend at least $5,000 in everyday purchases in your first 3 months. We’ll put a $250 credit on your Account.*
5,000
SCENE Points
Apply and get approved by March 31, 2020, and you’ll also receive 5,000 SCENE POINTS** – enough for a movie night for you and a friend.
2%
Rewards
Earn 2% money back on everyday purchases in up to 3 categories of your choice. Money-Back Rewards are unlimited and paid monthly.
Personalized categories – you choose

Choose two of these categories, plus get a third when you have your Money-Back Rewards deposited into a Tangerine Savings Account.

Grocery
Recurring Bill Payments
Furniture
Drug Store
Restaurants
Home Improvement
Hotel-Motel
Entertainment
Gas
Public Transportation and Parking
Here's what makes it such a great Credit Card:Here's what makes it such a great Credit Card:
Here's what makes it such a great Credit Card:
  • 1
    No annual fee
  • 2
    Change your selected 2% Money-Back Categories to suit your spending habits, and earn 0.5% money back on all other everyday purchases
  • 3
    Get a third 2% Money-Back Category when you have your Money-Back Rewards deposited into a Tangerine Savings Account
  • 4
    No limit on the amount of Money-Back Rewards you can earn on your everyday purchases
Low Promotional Interest Rate
Transfer your balance at 1.95% for 6 months

If you have a balance you owe on another credit card with a higher interest rate, transfer it to a Tangerine Money-Back Credit Card and pay our low promotional interest rate of 1.95% on that transferred balance for 6 months (and 19.95% on any unpaid balances after 6 months) . A Balance Transfer Fee of 1% on the amount transferred will apply.


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General Terms:

Applicants must apply for the Card and must consent to a credit check. Accounts must be in Good Standing in order to receive Money-Back Rewards. See the Tangerine Money-Back Rewards Program Terms & Conditions for full ...details.

Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.

Annual Interest Rates: The annual interest rate on Purchases and Cash Advances (including Balance Transfers) is  19.95%. Rates are subject to change. If you don't make 2 consecutive monthly Minimum Payments, or at any time thereafter, an interest rate of 24.95% will apply to your Account on Purchases and Cash Advances (including Balance Transfers).

Other Fees and Rates: These fees are charged on the day the transaction occurs (unless otherwise indicated): Cash Advance: $3.50 within Canada, $5 outside of Canada; Balance Transfer: 3% or minimum of $5 (unless reduced or waived) of the amount transferred when it is posted to your Account. Dishonoured Payment: $25; Rush Card: $25; Over-Limit: $25 (maximum one Over-Limit charge per monthly statement period); Past Statement Reprint: $5 per past statement. There is no charge for a reprint of your current monthly statement. Foreign Currency Conversion: When the converted transaction amount gets posted to your Account, we'll add a foreign currency conversion fee of 2.50% to the converted transaction amount.

See your Information Box in the application for full details or visit Tangerine.ca/CreditCardLegal. Rates and fees are subject to change.

*$250 Bonus Offer:

The Tangerine $250 Limited Time Bonus Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders who apply between March 1st, 2020 and March 31, 2020 and (i) activate their Credit Card (the “Account”) within 45 days of approval, and (ii) have at least $5,000 in Net Purchases posted to their Account within 92-day period beginning on the date the Tangerine Credit Card is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The $250  will be credited to the Primary Cardholder’s Account within 1-2 statement cycles after the 92-day promotional period provided the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. This Offer is non-transferable . Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards Program Terms & Conditions, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.

Balance Transfer Promotional Offer at 1.95% for 6 months (1% Balance Transfer Fee)

A Promotional Rate of 1.95% will apply to any and all Balance Transfers made within 30 days of the Account opening, and will remain in effect for 6 Statement Periods from the date the last such Balance Transfer was posted to the Account (the “Promotional Rate Period”). To take advantage of this Promotional Offer, you must complete the Balance Transfer request within 30 days of Account approval. You must also activate your Card within 45 days of Account approval for the requested Balance Transfer to be processed, or the Balance Transfer will be automatically cancelled. Balance Transfers are treated as Cash Advances on your Card and do not have an interest-free grace period. Balance Transfers may not exceed the available credit on the Account. If the Balance Transfer exceeds the available credit, the Balance Transfer transaction will not be processed. A 1% Balance Transfer Fee will be charged on each Balance Transfer amount and will be immediately charged to your Credit Card. This Balance Transfer Fee is waived by Tangerine if you are a resident of the province of Quebec at the time you accept this offer. Interest does not accrue on the Balance Transfer Fee, however it is included in the Minimum Payment amount on your monthly statement. You must continue to make all of your monthly Minimum Payments by the Payment Due Dates shown on your monthly statements. If you still have an amount owing from your Balance Transfer when the Promotional Rate Period ends, the Cash Advance interest rate of 19.95% will apply to that amount. You must continue to make the Minimum Payments on your Account, regardless of whether the Balance Transfer has been processed to your Account. Balance Transfers may not be used to transfer money to or from another Tangerine Account. See the Tangerine Credit Card Cardholder Agreement for more information about how we apply payments to your Account.

Cash Advances (including Balance Transfers) do not earn Tangerine Money-Back Rewards. See the terms and conditions of the Tangerine Money-Back Rewards Program at Tangerine.ca/CreditCardLegal for full details on other items that do not earn Tangerine Money-Back Rewards.

Any of these offers may be changed or cancelled at any time without notice.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence.

Forward Banking is a registered trademark of Tangerine Bank.


**SCENE® Points Offer Terms and Conditions

General:

1. The SCENE Points Offer (the “Offer”) of 5,000 SCENE points is available between March 1, 2020 and March 31, 2020 (the “Offer Period”) to New Clients who receive a communication directly from SCENE, and satisfy the eligibility requirements as outlined below. The Offer is made available by Tangerine Bank (“Tangerine”) and SCENE LP (“SCENE”).

Offer Conditions:

2. To take advantage of this Offer, you must be a Canadian resident 16 years of age or older, and a member of the SCENE program (with a SCENE account in good standing). If you are not a SCENE member, you may enroll for a free SCENE membership at scene.ca.

3. To be eligible for the 5,000 SCENE points, you must become a new Tangerine Client (“New Client”) using the Orange Key SCENECC, successfully open a Tangerine Credit Card Account by March 31, 2020 and activate your Credit Card within 45 days of approval.

4. “New Clients” are individuals who have never held any Account with Tangerine. “Eligible Tangerine Accounts” means a Tangerine Money Back Credit Card.

5. Within 30 business days of activating a Tangerine Money Back Credit Card, Tangerine will email the Client a unique PIN code to use to claim their SCENE points at scene.ca/en-ca/pin-promotions/tangerine provided the Account is open and in good standing at time of issuance.

6. This Offer is only available to the Primary Cardholder of the Credit Card Account and SCENE points will only be awarded to the SCENE account belonging to the Primary Cardholder.


Limitations:

7. Limit of one Offer per New Client. Offer is non-transferrable, non-saleable and may not be exchanged for cash.

8. If Tangerine and/or SCENE are unable to run the Offer as planned for any reason, Tangerine and/or SCENE reserve(s) the right at their sole discretion to, without advance notice, terminate or suspend the Offer, in whole or in part, or modify it in any way.

9. Tangerine and/or SCENE reserve(s) the right in their absolute discretion to vary, delete or add to any of these Terms from time to time without prior notice. In the event of conflict, these Terms will prevail over any of the contents of any brochure or other promotional materials advertising this Offer.

10. Tangerine and/or SCENE reserve(s) the right to withdraw the Offer in whole or in part, or to vary any of these Terms at any time and from time to time without notice at their absolute discretion. Tangerine and/or SCENE reserve(s) the right to end the Offer earlier or to extend the Offer Period further at their absolute discretion.

11. Tangerine and/or SCENE reserve(s) the right, at their sole discretion, to suspend, disqualify, limit or revoke this Offer to any Account holder they find or believe to be manipulating or otherwise abusing the process, fairness, or integrity of the Offer.

12. This Offer may be suspended, modified or withdrawn at any time without notice.

13. SCENE PINs must be redeemed online only and are non-transferable, non-saleable and not redeemable for cash. SCENE points have no cash value. Neither Tangerine nor SCENE are responsible for and will not replace PINs that are lost, stolen, not received or used without permission.

14. SCENE in its sole discretion, reserves the right to revoke any SCENE points issued in connection with this Offer and/or cancel SCENE membership accounts, if SCENE feels the SCENE points were issued or used fraudulently or not in accordance with these Terms. Any discrepancies with SCENE points must be addressed with the SCENE Help Centre at help@scene.ca.

15. This Offer is governed by the Terms set out above, the terms and conditions of the SCENE loyalty program, and the Terms and Conditions associated with the Eligible Tangerine Accounts. By partaking in this Offer, you agree that you’ve read and understood these Terms and agree to be bound by them. Any notice offered by Tangerine or SCENE with respect to this Offer is deemed to be provided on the day it is posted on our websites.

®Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence.

SCENE® and SCENE Design™ are the trademarks of SCENE IP LP, used under license.
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