Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking and Orange Key^® are registered trademarks of Tangerine Bank.

*Existing Clients can earn a $50 Referral Bonus for each eligible “friend or family member” they successfully refer (up to a maximum of 3 per calendar year) that who becomes a New Client to Tangerine using their Referrer’s Orange Key and who completes All Actions as set out below. This Annual referral cap renews January 1^st of every year... and any unused referrals don’t carry forward.

For New Clients to be eligible to earn a $50 Referral Bonus, they must complete the following actions ("All Actions"): (i) Enroll using a valid Refer a Friend Orange Key, (ii) successfully open their first Tangerine Account (excluding Tangerine Money-Back Credit Card), (iii) make an initial deposit of at least $250 within 60 days of becoming a New Client, and (iv) maintain a minimum Account balance of $250 for at least 60 consecutive days starting on the day the initial $250 minimum deposit is made.

A “New Client” is a person that has never had an ING DIRECT or Tangerine Account. Accounts are deemed successfully opened when the new Client has satisfied the Account Terms and Conditions and the Account is without restrictions. Referral Bonus deposits will be made within 30 days of the New Client successfully completing All Actions and provided all other terms and conditions are met, and will be paid into the non-registered Tangerine Savings Account or Tangerine Chequing Account of both the referring Existing Client (the “Referrer”) and referred New Client (the “Referral”). If Existing Clients have the Referrer has multiple non-registered Tangerine Savings or Chequing Accounts, the deposit of the Referral Bonus will be made to their Chequing Account by default. If the referring Existing Client Referrer doesn’t have either Account, they’ll need to open one in order to receive the Referral Bonus. Once an Orange Key has been submitted, it can’t be reversed. Additional conditions and restrictions apply as set out in our Account Terms.

This Offer can’t be combined with any other Tangerine enrollment Bonus offers unless otherwise specified. Tangerine reserves the right at its sole discretion to, without advance notice, terminate or suspend the Offer, in whole or in part, or modify it in any way. Full updated Refer a Friend Terms & Conditions are available here.