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Earn up to $500¹ (up to $400 cash back + $100 bonus)

Sign up in minutes using promo code EARNMORE.

Unlock 3 awesome offers

Become a new Client using promo code EARNMORE and take advantage of 1, 2 or all 3. It’s totally up to you!

5.75%

Your Savings will earn a special 5.75% rate¹, including RSPs and TFSAs


Open your first eligible Savings Account within 30 days of becoming a Client.

 

That’ll get you a 5.75% Savings rate for 5 months (on up to $1,000,000 in deposits).

Up to $400

Earn up to $400 cash back on eligible online transactions¹

 

Open your first eligible Savings and Chequing Accounts within 30 days of becoming a Client and activate your Client Card within 60 days of Account opening.

 

That’ll get you 20% cash back on eligible online Visa* Debit transactions when you shop online or in-app for 60 days (up to $400). Plus, you’ll get that sweet 5.75% Savings rate¹ on your new Savings Account!

$100

Land a $100 bonus¹

 

Open your first Chequing Account as well as either an eligible Savings or Investment Funds Account within 30 days of becoming a new Client.


Next, set up Automatic Transfers within 60 days of becoming a new Client from your new Chequing Account to your new Savings or Investment Funds Account. These must be at least $50 total per month for 2 months in a row.

Note

Heads up

These offers can’t be combined with any other sign-up offer (including our Refer a Friend bonus)

Perks of a Tangerine Investment Funds Account

Low fees

Across our entire platform and Investments are no exception3

Simple & convenient

Tools like Automatic Transfers help keep your investments on track

Established presence

With helping Canadians save and invest online for over 10 years

We don’t want to brag. But we could.

Thanks to you, we’re #1 in Client Satisfaction among midsize personal banks 12 years in a row.⁹

Sticky Notes

FAQ

Want to know more about these Offers? Here are some frequently asked questions.

Which online transactions are excluded from earning up to $400 cash back?

Eligible online transactions DO NOT include:

  • Apple Pay, Samsung Pay, Google Pay and other third party digital wallets such as Remitly and KoHo
  • In-store transactions with your Card present
  • Interac e-Transfers or moving money to/from your Tangerine Chequing Account from/to another account
  • Bill payments made through the bill payment feature of the Tangerine website or Mobile Banking app or recurring bill payments set up on your Account
  • Topping up a prepaid card
  • Interest charges, fees or cash withdrawals

Which online transactions are eligible to earn up to $400 cash back?

Eligible online transactions include:

  • Online spending or bill payments using Visa* Debit by providing your Client Card Number online (excluding through our website or Mobile Banking app as above)
  • In-app payments for streaming services, food delivery orders, ride sharing and other similar services

When do I start earning up to $400 cash back?

You will start to earn cash back on eligible transactions beginning on the date all Offer Qualifying Conditions have been met for up to 60 days or until you have earned the maximum $400 cash back, whichever comes first.

You will start to earn cash back on eligible transactions beginning on the date all Offer Qualifying Conditions have been met for up to 60 days or until you have earned the maximum $400 cash back, whichever comes first.

When will I get my cash back deposited?

You’ll see your cash back deposited in your Chequing Account within 1 month after your 60-day period ends, provided the Account is open and not in Default (as defined in the Tangerine Overdraft Protection section of the Chequing Account Terms) at the time of the cash back payout.

When do I start earning the promotional interest?

The promotional rate begins on the date all Offer Qualifying Conditions have been met and expires at the end of 153 days (5 months) after such date.

When will I get my interest?

You’ll see your promotional interest deposited in your Savings Account(s) on the first day of the following month in which the interest was earned.

How do I set up an Automatic Transfer?

Set up with the Mobile Banking app:

  • Once logged in, hit ‘More’ on the bottom navigation, then hit the ‘Automatic Transfers’ tile
  • Or hit ‘Move Money’ on the bottom navigation, then hit ‘Transfer Money’ and make sure the ‘Recurring’ option is on to create an eligible transfer

Or set up online at Tangerine.ca:

  • Once logged in, scroll down to the bottom of your ‘Overview’ page and select ‘Start ASP’ under Money Management Tools and hit ‘Start ASP’

And remember, you can always go in and make changes to your Automatic Transfer amount, skip scheduled transactions or cancel your Automatic Transfer completely. Learn more here.

How long do I have to set up an Automatic Transfer?

Once you set up both a Tangerine Chequing Account and either an eligible Tangerine Investment Funds Account or an eligible Savings Account within 30 days of becoming a new Client, you must then set up an Automatic Transfer within 60 days of becoming a new Client in order to earn a cash Bonus of $100.

What is the Automatic Transfer minimum amount and frequency that is required?

In order to receive the $100 Bonus, you need to set up fund transfers of at least $50 total per month, for 2 months in a row – you can select whatever frequency works for you (daily, weekly, biweekly or monthly).

What account(s) are eligible?

Eligible accounts are: Tangerine Investment Fund Accounts, Tangerine Tax-Free Investment Fund Accounts (“TFSA Accounts”) and Tangerine RSP Investment Fund Accounts (“RSP Accounts”).

 

Locked-in Accounts aren’t eligible for the Automatic Transfer Bonus.

 

There is a limit of one (1) Automatic Transfer Bonus per new Client regardless of the number of Eligible Accounts. For joint Tangerine Chequing Accounts there is a limit of 1 Automatic Transfer Bonus paid to the primary Account holder. Automatic Transfer Bonus Offer can’t be combined with any other new Client offers except as otherwise permitted.

When will I get my bonus?

The $100 bonus will be deposited in your Chequing Account within 30 days after the second successful consecutive month of the Automatic Transfer.