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Business Guaranteed Investment (GIC)
With a Tangerine Business GIC, you can save money for your business at a great interest rate without unfair^ fees or service charges.
Up to [[GIC_BIS.RATE.MAX]]†
Interest Rate
$0
Monthly fee
$0
Minimum balance
Great rate
Our rates are great at [[GIC_BIS.RATE.MAX]]† as of today's date.
No unfair^ fees or service charges
We simply don’t believe in unfair fees. So you won’t have to pay to save with us.
No minimum balances
Earn the same great rate on every dollar in your Account.
Current GIC interest rates†
Current interest rates as of today's date.
| Term | Rate |
| 90 Day | [[GIC_BIS.RATE.90_DAY]] |
| 180 Day | [[GIC_BIS.RATE.180_DAY]] |
| 270 Day | [[GIC_BIS.RATE.270_DAY]] |
| 1 Year | [[GIC_BIS.RATE.1_YEAR]] |
| 1.5 Year | [[GIC_BIS.RATE.1.5_YEAR]] |
| 2 Year | [[GIC_BIS.RATE.2_YEAR]] |
| 3 Year | [[GIC_BIS.RATE.3_YEAR]] |
| 4 Year | [[GIC_BIS.RATE.4_YEAR]] |
| 5 Year | [[GIC_BIS.RATE.5_YEAR]] |
How to open a Business GIC
Tangerine Business Savings Account
First, you’ll need to have a Tangerine Business Savings Account in order for us to properly confirm all of the required details for the business. If you don’t have one already, submit your enrollment request.
Call us
If you already have a Tangerine Business Savings Account, call us at 1-888-826-4374 to open a Business GIC.
Check out these helpful articles
Join with our app
Become a Client completely digitally with our Mobile Banking app3. Sign up without leaving your home or having to call us—it’s a fast, convenient and secure mobile experience.
Don’t have our Mobile Banking app3 yet? Download it today, so you can bank easily from anywhere.
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Take a look at our other products
Business Savings Account
Grow your business cash at a great interest rate. With no fees or service charges, all of our Savings options for business Clients are designed to help you reach your business goals faster.
US$ Business Savings Account
Save your business’ US dollars at a great interest rate without fees, service charges or minimum balance requirements.
^Fair fees mean they are disclosed and agreed to in advance, and the amount makes sense relative to the benefit received. For more details about any of our fees, please see our fee schedule here.
†Business Savings Account and Business GIC interest rates expressed on this website are annual interest rates and are current as of today's date. Interest rates are subject to change without notice. Interest is calculated daily and paid monthly on our Savings Accounts. GIC terms of one year or longer have interest calculated on the basis of 365/366 days and compounded and/or paid annually. GIC terms of less than one year have interest calculated on the basis of 365/366 and paid at maturity. In order for us to properly confirm all of the required details for the business, business Clients must have a Canadian dollar Business Savings Account as their first Tangerine Business Account. Subsequent Account types can then be opened with us over the phone.
3 Some conditions may apply. Service is subject to availability and successful digital verification.
4 As of March 2025 from the Google Play Store and App Store.
® App Store is a registered trademark of Apple Inc., registered in the U.S. and other countries.
™ Google Play is a trademark of Google LLC.