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Top 5 Scams Targeted to Newcomers

Written by Kelley Keehn

Monday, March 4th, 2019

Unfortunately, fraud against newcomers is on the rise.

Here are the top 5 scams hitting this vulnerable segment of our population along with citizens at large.

1. Immigration Lawyer Scam

Just the person a new Canadian is looking to trust, their lawyer, could be a fake. Be on the lookout for phishing emails, unsolicited calls and fake websites trying to look legit.

Since this is a newer scam on the Canadian government's radar, the Canadian Anti-fraud Centre doesn't have dollar amounts lost or victims to date.

How to Protect Yourself

  • You can report immigration fraud by calling the Border Watch Tip Line at 
    1-888-502-9060. All information is treated as confidential.
  • To find out more, including information on who can legally represent you if you choose to hire an immigration representative, go to the Government of Canada website here.


2. Telephone Extortion - CRA Scam

Fraudsters call consumers impersonating the Canada Revenue Agency (CRA) claiming a recent audit has identified discrepancies from past filed taxes. Repayment is demanded. Fraudsters threaten consumers that failure to pay will result in additional fees and/or jail time. Fraudsters often request payment by bitcoin or prepaid cards.

Total loss reported: $10,262,344 with 1,689 victims reported.1

Warning Signs – How to Protect Yourself

  • Contact the CRA to confirm you owe back taxes or are entitled to a refund.
  • Never provide personal information to someone calling you.
  • The CRA would never request payment by bitcoin or prepaid gift cards.
  • For more information about fraud scams involving the CRA, go to their website.

 

3. Prize/Lottery

Who wouldn't want a windfall? However, it's not going to happen if you didn't buy a ticket or enter your name for a prize. Canadians are solicited over the phone, by mail, email or through social media websites with claims that they're the winner of a large lottery or sweepstakes. They tell the victim that before receiving any winnings, he or she must first pay an upfront fee, but no winnings are ever received.

For example, scammers say that you've won a prize (cash and car), and in order to receive the winnings, you're required to pay a small advance fee to cover taxes or legal fees associated with the win.

Total loss reported: $2,986,323 with 448 victims reported. 1

Warning Signs – How to Protect Yourself

  • If you've shared personal information, contact Equifax and Trans Union to place fraud alerts on your account.
  • Beware of unsolicited emails demanding personal information or immediate payment.
  • Legitimate prize/lottery companies will never demand payments before releasing winnings.
  • Consumers can't win foreign lotteries unless they've specifically been to that country and purchased a ticket.

4. Online Job Scams

People who are new to this country are often eager to get to work. Scammers are on the ready to recruit potential victims. The most common scams include the Mystery Shopper, Car Wrapping and HR/Administrative jobs.

Total loss reported: $4,872,811 with 474 victims reported. 1

Warning Signs – How to Protect Yourself

  • Beware of counterfeit cheques or other forms of payment fraudsters will send to help cover fees – such as tax payment, lawyers' fees, customs, etc.
  • Be mindful of where you post your resume. Scammers use legitimate websites to seek out victims.
  • A legitimate employer will never send funds and request a portion of it back.
  • Search any person contacting you on Google.
  • Never use your personal account to process payments from strangers.

5. Romance

Scammers use every type of dating or social networking site available to seek out potential victims. In this heartless crime, the fraudster will gain the trust of the victim through displays of affection and will communicate by phone, Skype, social media platforms and email to build trust. The scammer will often claim to be working abroad, usually in a lucrative business venture. Eventually the scammer will want to meet with the victim in person. It's at this time that the scammer will inform the victim they can't afford to travel, and they'll ask for money to cover travel costs.

Other variations include the scammer claiming that there's a medical emergency with a sick family member and will ask for money to cover medical expenses.

Total loss reported: $22,523,278 with 760 victims reported. 1

Warning Signs – How to Protect Yourself

  • Fraudsters want to develop a quick relationship. Be suspicious when someone you haven't met professes their love for you.
  • Be wary when someone claims to be involved in a lucrative business but needs to borrow money for bills and expenses.
  • Be cautious when chatting with an individual who claims to live close by but works overseas.
  • Don't cash any cheques or send the person any money for any reason, whatsoever!

Source:

Canadian Anti-Fraud Centre statistics for the year 2018

 

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