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When is the interest paid on a GIC?
GIC terms of one year or longer have interest calculated on the basis of 365/366 days, compounded and/or paid annually. Except where otherwise specifically stated, where we offer GICs for terms of less than one year, interest is calculated on the basis of 365/366 and paid at maturity. Unless specified otherwise, the interest rate is an annual fixed interest rate and interest is accrued daily.
If you have a GIC and you would like to look up the details:
Step 1
Log in if you aren't already and select your GIC Account.
Step 2
Click 'Account Details' to view the Account and interest information.
