GIC terms of one year or longer have interest calculated on the basis of 365/366 days, compounded and/or paid annually. Except where otherwise specifically stated, where we offer GICs for terms of less than one year, interest is calculated on the basis of 365/366 and paid at maturity. Unless specified otherwise, the interest rate is an annual fixed interest rate and interest is accrued daily.

If you have a GIC and you would like to look up the details:

1. Log in if you aren't already and select your GIC Account
2. Click 'Account Details' to view the Account and interest information