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What's a GIC

Whats a GIC

A Guaranteed Investment (GIC) is a low-risk, secure investment where 100% of your funds are guaranteed, and your interest rate is also guaranteed for the term of the GIC. At maturity, you're guaranteed to get your principal sum plus the interest earned. 


GIC terms can range from shorter terms like 30, 60 or 90 days, to a longer term like a year, or multiple years. Generally, the longer GIC term, the more interest you earn.


We offer non-registered Guaranteed Investments (US dollar and Canadian dollar) and registered GICs, including RSP Guaranteed Investments, Tax-Free Guaranteed Investments and RIF Guaranteed Investments.


You can learn more about Tangerine Guaranteed Investments here