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Get to know your new Chequing Account

To help you get the most out of your Account, we’ve put together this handy page.

Your Client Card is on its way

You can expect your Client Card to arrive within a week. For security, we’ll send your Card PIN separately, and you should get it a few days after you receive your Card.

How to activate your new Client Card?

Log in and click on your Chequing Account. Click the 'Manage Card' button (if you’re on the Mobile Banking app, you may need to tap 'More Actions' first). From there, click on the 'Activate Card' button and follow the prompts.

An Account designed for your online life

  • Shop at thousands of online merchants in Canada using Visa* Debit.
  • Shop at international online retailers where Visa Debit is accepted.
  • Pay bills online directly with your Chequing Account.
  • With Interac and Visa* Debit Zero Liability protection, you won’t have to worry about paying for unauthorized purchases.

This is on top of all the great stuff our Clients love about our Chequing Account, like no monthly banking fees and no minimum balances.

Download the app

Become a Client completely digitally with our Mobile Banking app. Sign up without leaving your home or having to call us—it’s a fast, convenient and secure mobile experience.

Don’t have our Mobile Banking app yet? Download it today, so you can bank easily from anywhere.

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QR Code to download our App

No fees for daily transactions**

This includes an unlimited number of debit purchases, bill payments, pre-authorized payments and Interac e-Transfer® transactions.

Make online and in-app purchases

Use your Client Card with Visa* Debit to shop online with thousands of your favourite retailers.

Shop with confidence

With Interac & Visa* Debit Zero Liability protection, you’re protected from unauthorized purchases.

Direct deposit and pre-authorized payments

Switch your direct deposits and pre-authorized payments to your Account and get instant access to your direct deposit funds plus worry-free payments.

Free ABM access

Free access to 3,500+ Scotiabank ABMs nationwide and 44,000 ABMs worldwide through Scotiabank’s Global ATM Alliance.2

Piggy bank

Stay updated with Orange Alerts

Customize your preferences to receive important Account alerts through text or email.


Tools to help you stay on top of your money

Money Rules 

Discover creative ways to manage and save your money. For example, move money to your Account if the balance dips below a set threshold. Customize your Money Rules to get your money working your way, on its own.

Left to Spend

Left to Spend is a smart way to track your spending. See where your money is going and keep track of how much money you have left to spend each month.