Octavia Ramirez

Octavia Ramirez is a personal finance and entrepreneurship writer from Toronto. She's also the Founder and CEO of Paper & Coin, a financial literacy and coaching company for Millennials, and co-hosts a weekly podcast with her husband, called "About That Life".

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How to Quickly Pay Off Debt as a Couple
How to Quickly Pay Off Debt as a Couple

1. Create a Joint Budget Every financial goal starts with building a budget. Working together to pay off debt will require listing your individual income, collective expenses and debts as part of a joint budget. You can then outline which financial contributions you're each able to make, as well as what each of your obligations...

February 7th, 2020 | Octavia Ramirez
Mindful Spending Habits this Holiday Season
Mindful Spending Habits this Holiday Season
November 22nd, 2019 | Octavia Ramirez
Expense Tracking to Gain Financial Stability
Expense Tracking to Gain Financial Stability
April 17th, 2019 | Octavia Ramirez
How I Budget as a Full-Time Freelancer
How I Budget as a Full-Time Freelancer
February 4th, 2019 | Octavia Ramirez
How I Practice Frugality with Personal Style and Beauty
How I Practice Frugality with Personal Style and Beauty
December 18th, 2018 | Octavia Ramirez
What I Learned from My Career Transitions
What I Learned from My Career Transitions
July 24th, 2018 | Octavia Ramirez
How to Travel Without a Big Credit Card Bill at the End
How to Travel Without a Big Credit Card Bill at the End
June 7th, 2018 | Octavia Ramirez