You can only transfer funds into a RIF Plan from an RSP or another RIF. You can not contribute non-registered funds to a RIF.

To transfer funds from an RSP or RIF held by another Financial Institution, please complete the RIF Direct Transfer on our website. Once completed, sign and return the printable form, and we'll handle the rest of the transfer for you (meaning that you won't need to contact your other bank). As an additional incentive for transferring, once Tangerine receives the RSP/RIF funds from your other Bank, we'll pay you interest from the day that you requested the Direct Transfer with us.