Forward Thinking

Stories, articles and other information about personal finance topics, insights and perspectives from Tangerine, our culture and community work.


Featured posts

Tax-Free Savings Accounts benefits and cautions

Wednesday, February 15th, 2017  |  Joe Snyder  |  Investing Articles

Q: What are the benefits of a TFSA? And is there any downside? A: TFSAs are fantastic — but before diving in, it's important to understand how they work to be sure the TFSA is the right account choice for you. The Tax-Free Savings Account (TFSA) came into effect in 2009. It's an account type [...]

Investment Fees and You (infographic)

Wednesday, February 15th, 2017  |  Tangerine  |  Investing Articles

Did you know Canadians pay some of the highest mutual fund fees in the world? Take a look at this infographic and see what the CRM2 disclosure means to you. To download a copy of this infographic, click here. Here's 5 questions to ask your financial advisor (infographic). ------------------------------------------------------------------------

How "hygge" helped me stay positive about my money

Monday, February 13th, 2017  |  Zehra Abbas  |  Savings Articles

Have you ever experienced a financial funk? I certainly have. Whenever financial worries stir up melancholy, try the Danish practice of hygge and you may be pleasantly surprised! Hygge (pronounced hoo-gah), which roughly translates into "cosiness," is a deeper concept of emotional, mental, and physical well-being. Despite its long, dark winters, Denmark is considered "the world's [...]

Budget-friendly date ideas for Valentine's Day

Friday, February 10th, 2017  |  Christine Sharma  |  Spending Articles

Dating can be expensive, especially when you can't think of much else to do than the typical dinner-and-a-movie. You want to have fun and connect with your partner without breaking the bank on a pricey dinner, drinks and a weekend movie ticket every time you go out. It's great to treat yourself, but you [...]

Personal Finance Victories - A conversation with Terry (video)

Thursday, February 9th, 2017  |  Peter Aceto  |  Insights & Perspectives

One of my favourite things to do is to chat with our Clients. That immediate feedback that you get as a CEO from the people who experience your business daily is invaluable. So when the opportunity came to sit down with Terry Woo, I couldn't pass it up. And the conversation was fascinating! Unfortunately the interest [...]

Memorable marriage proposals don't need to break the bank

Wednesday, February 8th, 2017  |  Sheryl Smolkin  |  Insights & Perspectives

You're planning to pop the question on Valentine's Day, but you aren't quite sure of the best way to do it. It used to be that flowers, dinner at a fancy restaurant and a nice ring were enough. But now, social media has made a big deal of viral marriage proposals and suitors who jet [...]

How advanced investors use benchmarks

Friday, February 3rd, 2017  |  Preet Banerjee  |  Investing Articles

When it comes to benchmarks, there are plenty of them, and plenty of opinions on which ones are most appropriate. Let's explore some options and see how they can help you with monitoring your investment choices. But, before we do that, it's worth noting that index investors don't really have to worry too much about [...]

How people in their 20s can build a good credit history

Wednesday, February 1st, 2017  |  Anne Papmehl  |  Borrowing Articles

Your credit history matters at every age and stage in life. If you want to buy or lease a car, rent an apartment or get a mortgage, you need a good credit history. How do you build your credit history when you're just starting out? Get a credit card The simplest way is to get a credit [...]

Free marketing avenues for new entrepreneurs

Monday, January 30th, 2017  |  Zehra Abbas  |  Spending Articles  |  Insights & Perspectives

Starting off a new business venture is terrifying enough, even before looking into marketing costs. Or, perhaps you're completely confident in your new entrepreneurial adventure. Either way, who doesn't appreciate free marketing ideas? Here are a few ways to help get the word out about your product or service for free: 1. Define your business story Everyone loves [...]

4 first-year university money mistakes you can avoid

Friday, January 27th, 2017  |  Hazel Pankratz  |  Spending Articles

The better prepared you are for your first year at school, the easier it'll be to juggle classes, your social life and your personal finances. But that doesn't mean you might not make a few mistakes along the way. Here are four first-year money mistakes and how you can avoid them. #1 Mistake: Paying for student [...]