Forward Thinking

Stories, articles and other information about personal finance topics, insights and perspectives from Tangerine, our culture and community work.


How travelling the world helped me budget at home

Friday, October 14th, 2016  |  Megan Cunningham  |  Savings Articles

A few months ago, I wrote an article about whether or not you should travel before you settle into your career. Now that I'm back from embarking on a journey that I believe has changed my life – personally and professionally – I want to talk about one of the best things I learned while [...]

I've graduated from university. Now what?

Monday, September 26th, 2016  |  Kenya Francis  |  Insights & Perspectives

Graduating from college or university can be a very exciting time. For many, it's an opportunity to explore new interests. Or maybe it's the right time to travel or look for a job. Some may choose to continue their education, or enjoy time decompressing at home. Recent graduates often feel pressure, from themselves and from other [...]

Who's the CFO in your relationship?

Wednesday, July 27th, 2016  |  Helen Burnett-Nichols  |  Insights & Perspectives  |  Savings Articles

Do you count organizing your monthly budget and paying your household bills among your hobbies? Or perhaps you're beyond excited at the thought of putting money aside every month for that next big purchase? If you answered "yes" to these questions, then you'd probably do a good job in the role of household Chief Financial Officer [...]

How I did my bathroom renovation on a budget

Friday, April 29th, 2016  |  Mary Luz Mejia  |  Spending Articles

When we moved into our home four years ago, I knew the bathroom had to go. As in "down to the studs" gone. It had a beige, pie-shaped hot tub that could easily fit six people and was impossible to get in and out of. The room was dark and the ceiling fan barely extracted [...]

Liberals introduce budget heavy on spending with big ticket benefits for families

Tuesday, March 22nd, 2016  |  Doug Watt  |  Savings Articles

In his inaugural budget, Finance Minister Bill Morneau followed through on his promise to spend his way through the current weak economy, today introducing five straight years of deficits, including fresh support for children and seniors, as well as some much-needed additional infrastructure spending on things like transit, clean water and social housing. Deficits on the [...]

5 post-wedding expenses and how to save money on them

Friday, February 19th, 2016  |  Maria Hyde  |  Spending Articles

There are plenty of wedding articles that give you tips and advice on how to budget for the big day. My husband and I used many of these resources to create our wedding budget for typical purchases like venue, flowers, and décor. However, the majority of these articles don't prepare you for unexpected post-wedding expenses. [...]

How I use my credit card as a budgeting tool

Thursday, January 21st, 2016  |  Cait Flanders  |  Spending Articles

Four years ago, I was maxed out with over $28,000 of debt. At one point, before I consolidated my debt into one loan, almost half of what I owed was credit card debt. When you're maxed out, you literally can't use your credit cards anymore. But even after I made my last payment and was [...]

I blew my holiday budget. Now what?

Friday, January 8th, 2016  |  Cait Flanders  |  Savings Articles

With the holidays behind us and a new year ahead, your finances are likely in one of two positions right now: either you managed to keep your spending on track in December, or you went over your holiday budget. The new year is supposed to be a clean slate — a chance to start fresh [...]

Is it time you made a deposit in your 'happiness' fund?

Wednesday, August 19th, 2015  |  Rita Silvan  |  Spending Articles

Can you buy your way to happiness? And, if so, how much is it going to cost? Money can buy happiness — but only up to a point. According to a study by Nobel-prize winning economist Daniel Kahneman and co-author Angus Deaton, that point is $75,000. Up to this amount, every extra dollar translates into reports [...]

Budget 2015: An overview

Tuesday, April 21st, 2015  |  Kate McCaffery  |  Insights & Perspectives

In his first effort at juggling the federal government's books, Finance Minister Joe Oliver made good on the Harper government's pledge to balance spending in 2015, and tabled a budget in the House of Commons today with an expected surplus of $1.4 billion. Much of the surplus announced comes from the sell-off of assets, specifically General [...]