We're Here for You

Chat with Us

A new quick way to get more information or answers to your questions.

Ask our Chatbot

By Phone

Give us a call 24 hours a day, 7 days a week at

By Online Chat Session
Saving & Chequing

Weekdays 8am - 8pm ET
Weekends 9am - 5pm ET


Weekdays 8am - 8pm ET


Have tax-related questions? Check out our Tax Support Centre

If you've got questions, we've got answers.
visit our FAQ's


We'd love to have you drop by one of our Tangerine Locations

By Mail

3389 Steeles Avenue East
Toronto, Ontario
M2H 0A1

In Online Communities

How to Get Fit on a Budget

Written by Pracheer Saran

Tuesday, February 18th, 2020

I've been exercising since my late teens.

Back then, there were fewer distractions like the Internet. But today, technology has reduced our day-to-day movements more than ever. It's been said that sitting is the new smoking and can have long-term effects on your health.

I was looking for a way to get active, but joining a gym felt like a major time and money commitment. So I started looking for ways to work out without blowing my budget.

Here are six ways I was able to break a sweat without sweating dollars.

1. Exercising at Home

This has always been an all-weather option for me. Whether you're into cardio or weight training, exercising at home is always economical, convenient, and a time-saver.

There are several online sites that sell secondhand exercise equipment for home use at reasonable prices.

The downside? There can be distractions at home, like your television, your family or the Internet, that can divert your attention away from working out. My solution? I tried setting a specific time during the week for exercise.

2. Outdoors

Fresh air can be refreshing, and it brightens our mood, resulting in great workouts. I go for a jog around my neighbourhood every other day, and I've even joined a local running group.

Being surrounded by others who share the same passion has enhanced my knowledge of running and other outdoor sports, while also widening my friend circle. In some cities, there are community parks equipped with free exercise equipment. You may also want to look into whether your city or town offers low-cost or no-cost outdoor yoga or pilates classes.

3. Use Technology

Whether you're a beginner or a veteran in the world of exercise, there are free apps that can cater to your needs. I'm currently using an app that helps with planning, tracking and coaching. It even helps motivate me when I need a boost. I also use online channels that offer exercise ideas and tips.

4. Community Centres

Fitness clubs are offered in many municipalities, and their fee is often lower than those of private health clubs.

Fees can sometimes also include access to swimming pools, skating rinks and other amenities you won't necessarily find at gyms.

5. Your Employer

Many workplaces have wellness programs that include discounts on a gym membership. Check your employee benefits plan to see what might be available to you.

6. Online Deals

Search online for discounts on workout classes at gyms and studios close to you.

Not Sure What to Do? Start by Getting Busy

When it comes to exercising, don't feel like you have to start by running marathons right away. If you get moving, you're already on the right track. Physical activity can be anything from taking your dog out for a walk, going on a bike ride or simply doing chores around the house.

Share now