Tangerine RSP Guaranteed Investment (RSP GIC)


Get the guaranteed growth of a GIC combined with the tax benefits of an RSP. With one of the best interest rates going, and no fees or service charges while you save with us, your retirement savings has the chance to grow, safe and secure.

Since we don’t believe in minimum balances, you’ll earn the same great rate on every dollar in your Account.

Features at a glance:

  • Great rate
  • Safe and secure
Current interest rates:
Current per year interest rate since

Great rate: Just lock in your savings with us for one of our set terms and we'll pay the kind of interest that you'd expect with a guarantee. You earn the same great rate on every dollar in your Account.

Safe and secure: Tangerine Bank is a member of Canada Deposit Insurance Corporation (CDIC), which means your deposits of up to $100,000 are eligible for CDIC deposit insurance.

Switch to Tangerine: A Tangerine RSP GIC is easy to open and set up too. Once you’ve enrolled, you just need to provide your initial deposit cheque, which will link your current chequing account to your new Tangerine Account. This also lets you transfer money back and forth whenever you want between the accounts.

Ready to enroll?

Enrolling online is simple, fast and safe. Just click the Enroll now button to get started. Or, if you like, you can also enroll over the phone by calling us at 1-866-700-0314.

Savings Account, Chequing Account, and GIC rates are annualized and are current as of today's date and are subject to change without notice. Interest is calculated daily and paid monthly in the case of our Savings and Chequing Accounts; and is calculated daily and paid at maturity on a GIC. For RSP GIC Accounts, there are no fees while you're saving with us. If at some point you decide to transfer RSP GIC funds to another financial institution, a $45 fee will apply. You will have 30 days from the purchase or re-investment date to cancel the new GIC.