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Tangerine World Mastercard®

Say hello to the new World Mastercard. It has all the great features of a Tangerine Money-Back Credit Card, like personalized categories, unlimited Money-Back Rewards deposited into your Account monthly and no annual fee, plus exclusive benefits.
Tangerine World Mastercard
Rewards Up to 2%
Annual fee $0
Money-Back Unlimited

Key Features

Mastercard® Airport Experiences Provided by LoungeKey***
Make the most of your travel with Mastercard® Airport Experiences Provided by LoungeKey. Your complimentary membership gives you exclusive dining, retail and spa offers in over 400 airports worldwide, along with access to over 1,000 lounges at $32 USD per visit. Learn more at airport.mastercard.com.
Mobile Device Insurance**
Protection on new cell phones, smartphones or tablets when you charge the full cost to your Card, or when you purchase it through a plan and charge all of your wireless bill payments to your Card. Covers up to $1,000 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure.
Rental Car Collision/Loss Damage Insurance**
Damage and theft protection for your car rental when you rent for up to 31 consecutive days and charge the full cost of your rental to your Card.
Earn cash back
Earn 2% Money-Back Rewards in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all your other everyday purchases.
Easy online Pause My Card feature–in case you need it
If you ever think you’ve lost or misplaced your Card, there’s no need to panic. With a couple quick clicks, you can temporarily suspend it.
Transfer and save
During your first 30 days, transfer balances and pay an interest rate of only 1.95% on the transferred balance for the first 6 months (19.95% after that). A Balance Transfer fee of 1% on the amount transferred will apply.
Earn extra Rewards
Get your Rewards deposited into your Tangerine Savings Account and get a 3rd 2% Money-Back Category.
No limits
No limit on the amount of Money-Back Rewards you can earn on your everyday purchases. Conditions apply.
Track and categorize your spending
Organize your transactions and stay on top of your spending, so you can see your financial habits and you’ll get a better idea of what you have left to spend each month.
Free cards for Authorized Users on your Account
Mastercard Zero Liability
Mastercard® accepted worldwide at more than 24 million locations in over 210 countries.
Mastercard Tap & GoTM
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2% Money-Back Categories
2 Percent

2% Money-Back Rewards on purchases in two categories of your choice.

2 Percent

Deposit your Rewards into a Tangerine Savings Account and get a third 2% Money-Back Category.

Choose from:

Recurring Bill Payments
Drug Store
Home Improvement
Public Transportation and Parking

Fees & Interest

There is $0 annual fee with the Tangerine World Mastercard®
Fees & Interest
Interest Rate on Purchases:
Balance transfer fee:
3.00% of the amount transferred,
or minimum of $5.00
Promotional Balance transfer interest rate:
1.95% interest for the
first 6 months (19.95% after that)
Foreign currency conversion:
Cash advance:
$3.50 within Canada, $5.00 outside Canada
Interest on Cash Advances:
Dishonoured payment:
Rush Card:
Past statement reprint:
$5.00 per statement, no charge for
reprint of current monthly statement
Grace Period: We calculate interest on any amount owed from the transaction date until that amount has been paid in full. However, we don’t charge interest on new Purchases that appear on your Credit Card Account statement for the first time if we receive payment in full of your Balance (as shown on your Credit Card Account statement) by the Payment Due Date on that statement. This interest-free grace period doesn’t apply to Cash Advances.
See the Disclosure Statement that you will receive with your Card for full details about the fees and rates that apply to your Card.
Mobile Wallets
Convenient ways to pay with your Tangerine Client Card and World Credit Card.
Apple Pay
Apple Pay
Google Pay
Google Pay
Samsung Pay
Samsung Pay

Additional Card Benefits
Purchase Assurance and Extended Warranty** – For most new purchases made anywhere in the world using your Tangerine World Mastercard, you may receive a lifetime maximum of up to $60,000 for the following insurance coverage:
• Purchase Assurance to automatically cover loss, theft or damage on most new insured items for 90 days from the date of purchase
• Extended Warranty which may double the period of repair services to a maximum of one year

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With a Tangerine World Mastercard we'll help you keep your spending on track.
We recently introduced a new enhancement to help you spend smarter. It looks at your Credit Card Account activity, along with other details you provide, and gives you information to help you stay up-to-date with your spending and make smart decisions with your money.
Become a Tangerine Client today

Don’t think this Account is for you? Take a look at our other options.
Learn More
Savings Account
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Check out these helpful articles

General Terms: Applicants must apply for the Card and will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards. See the Tangerine Money-Back Rewards Program Terms & Conditions for full details.

Rewards Promotional Offer:
*This Promotion is available only to new Tangerine Mastercard® Account holders who apply between November 1, 2019 and January 31, 2020, and activate... their Credit Card no more than 45 calendar days from the date Tangerine approves the application.

During the Promotion, up to 3 chosen 2% Money-Back Categories will earn 4% money back for the 92-day period beginning on the date the Tangerine World Mastercard is activated. The Promotional rate of 4% money back doesn’t apply to Cash Advances (including Balance Transfers or Cash-Like Transactions). All other purchases will earn 0.50% money back. All other Terms and Conditions for the Tangerine Credit Card and the Tangerine Money-Back Rewards program remain unchanged. If the chosen 2% Money-Back Categories are changed at any time during the 92-day period while this Promotion is in effect, the 4% Promotional rate will be automatically transferred to the new chosen categories.

Any of these offers may be changed or cancelled at any time without notice.

This offer is only available to new applicants for the Tangerine World Mastercard who are approved. A Promotional Rate of 1.95% will apply to any and all Balance Transfers made within 30 days of the Account opening, and will remain in effect for 6 Statement Periods from the date the last such Balance Transfer was posted to the Account (the “Promotional Rate Period”). To take advantage of this Promotional Offer, you must complete the Balance Transfer request within 30 days of Account approval. You must also activate your Card within 45 days of Account approval for the requested Balance Transfer to be processed, or the Balance Transfer will be automatically cancelled. Balance Transfers are treated as Cash Advances on your Card and do not have an interest-free grace period. A 1% Balance Transfer Fee will be charged on each Balance Transfer amount. Interest does not accrue on the Balance Transfer Fee; however, it is included in the Minimum Payment amount on your monthly statement. Balance Transfers may not exceed the available credit on the Account. If your transferred amount equals your available credit limit, then the Balance Transfer Fee of 1% will put your Account over your credit limit. You must continue to make all of your monthly Minimum Payments by the Payment Due Dates shown on your monthly statements. If you don’t make your Minimum Payment by the payment due date as shown on 2 consecutive monthly statements, your interest rate will increase to 24.95%. If you still have an amount owing from your Balance Transfer when the Promotional Rate Period ends, the Cash Advance interest rate of 19.95% will apply to that balance. You must continue to make the Minimum Payments on your Account, regardless of whether the Balance Transfer has been processed to your Account. Balance Transfers may not be used to transfer money to or from another Tangerine Account. Balance Transfers don’t earn Tangerine Money-Back Rewards. This offer may be changed, cancelled or extended at any time without notice. The Bank reserves the right to waive any fees or charges in its discretion.

** Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Coverage is subject to eligibility, limitations and exclusions. For details of the coverage, including definitions and benefits, refer to the Certificate of Insurance provided with the card.

***Offers vary by location. More details are available at airport.mastercard.com or the Mastercard app. For full terms and conditions of use, go to airport.mastercard.com/terms-of-use. The Mastercard Airport Experiences offers are made available to you through Mastercard. Tangerine Bank is not responsible for the Mastercard Airport Experiences or any offers made available under those offers. Fees for this benefit are subject to change by Mastercard.

Any of these offers may be changed or cancelled at any time without notice.

®/™ Mastercard and the Mastercard Brand Mark are registered trademarks and Tap & Go is a trademark of Mastercard International Incorporated.

Tangerine is a registered trademark of The Bank of Nova Scotia, used under license.

Forward Banking is a registered trademark of Tangerine Bank.

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