Chequing
Special Offer
That’s on top of regular cash back. Plus, get a promo rate on balances you transfer for a limited time. Learn More
Annual Fee
Purchase Interest Rate
Cash Advance Interest Rate
Which Tangerine Credit Card suits you best? If you’re looking to get more out of your card, our World Mastercard® could be ideal! For a more detailed comparison, check out our credit card page.
Money-Back | World | |
---|---|---|
No annual fee | ![]() | ![]() |
2% unlimited cash back (x2) | ![]() | ![]() |
Unlock a third 2% category | ![]() | ![]() |
0.5% on everything else | ![]() | ![]() |
Additional Benefits | ||
FlexiRoam14 | - | ![]() |
Booking.com13 | ![]() | ![]() |
Dragon Pass16 | - | ![]() |
H&R Block | 15% off | 20% off |
Fubo TV15 | - | ![]() |
Mobile device insurance | - | ![]() |
Extended warranty5 | ![]() | ![]() |
Purchase protection5 | ![]() | ![]() |
Rental car insurance5 | - | ![]() |
Free Authorized Users (x5) | ![]() | ![]() |
Eligibility | $12,000 personal income | $50,000 personal income or $80,000 household† |
There is no annual fee with the Tangerine Money-Back Credit Card.
Fees & Interest | |
---|---|
Account Fee | $0 |
Interest rate on purchases | 20.95% |
Regular Balance Transfer fee | 3% of the amount transferred, or minimum of $5.00 |
Promotional Balance Transfer fee11 | 1% of the amount transferred |
Promotional Balance Transfer interest rate11 | 1.95% on balances transferred in the first 30 days. Promo rate applies for 6 Statement Periods from date of last eligible balance transfer (22.95% after that) |
Foreign currency conversion | 2.50% |
Cash Advance | $3.50 within Canada, $5.00 outside Canada |
Interest on Cash Advances | 22.95% |
Dishonoured payment | $25.00 |
Over-Limit | $25.00 |
Rush Card | $25.00 |
Past statement reprint | $5.00 per statement, no charge for reprint of current monthly statement |
Grace Period: We calculate interest on any amount owed from the transaction date until that amount has been paid in full. However, we don’t charge interest on new purchases that appear on your Credit Card Account statement for the first time if we receive payment in full of your balance (as shown on your Credit Card Account statement) by the Payment Due Date on that statement. This interest-free grace period doesn’t apply to Cash Advances.
See the Disclosure Statement that you will receive with your Card for full details about the fees and rates that apply to your Card.
Choose two 2% categories to maximize your unlimited cash back where
you spend the most, like groceries or gas. You can change them to match your
spending habits every 90 days◊.
2% cash back on purchases in two categories of your choice.
Have your cash back Reward deposited in a Tangerine Savings Account and get a third 2% Money-Back Category.
Grocery
Restaurants
Gas
Entertainment
Furniture
Hotel-Motel
Drug Store
Recurring Bill Payments
Home Improvement
Public Transportation and Parking
Become a Client completely digitally with our Mobile Banking app3 and add your Tangerine Money-Back credit Card to your Mobile Wallet (Apple Pay, Google Pay, and Samsung Pay) to ensure you don’t miss an opportunity to earn cash back on your everyday purchases.
Don’t have our Mobile Banking app3 yet? Download it today, so you can bank easily from anywhere.
Learn more about some of the Money-Back Credit Card benefits and features.
For a limited time, get up to 7% off prepaid stays on booking.com with your Tangerine Credit Card13
Free Cards for up to 5 Users - which means more opportunities for cash back for you
You may receive a lifetime maximum of up to $60,000.
Apply in minutes to unlock unlimited cash back in customized categories, paid automatically each month
A no annual fee cash back credit card lets you earn cash back on your purchases, without paying a flat fee each year. With the Tangerine Money-Back Credit Card, you earn 2% cash back in up to three customizable categories + 0.5% back on all other purchases. It’s another way to help you save while you’re spending.
Every purchase you make using your Tangerine Credit Card earns you cash back. Rewards are paid automatically each month, either directly back to your Credit Card Account or deposited to your Tangerine Savings Account. If you choose to receive them in your Credit Card Account, you get two 2% Categories. And if you opt to have them deposited in your Savings Account, you get a third 2% Category. You can change them to match your spending habits every 90 days◊.
Once you're logged in, select your Credit Card Account and go to 'Rewards'. There, you’ll be able to see your Rewards earned.
There are two options for receiving your Rewards:
Rewards are automatically applied to your Account on your statement date each month.
Yes, you can use your unlimited 2% cash back rewards in 2 categories of your choice (+ 0.5% back on everything else) against your balance owing. If you add a third 2% cash back rewards category, all of your cash back rewards will be deposited into your Tangerine Savings Account.