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No monthly fees – now or later

Banking that works for student life and beyond.

  • Move your pay & earn $2501
  • Free Interac e-Transfer® transactions
  • Sign up by taking a selfie

Why bank with Tangerine? We’re glad you asked:

Looking for a student bank account? The Tangerine Chequing Account works great as a student’s bank account and postgraduate bank account. It has no monthly fees for anyone – so you don’t need to worry about what happens after graduation. Sign up today – you could earn $2501 for moving your pay… plus you could earn a 6.00% rate on a Savings Account for 5 months.

Getting a sweet $250 is as easy as 1-2-3

1. Become a Client

Sign up in minutes on your phone and get ready to have simple banking at your fingertips.

2. Open your Chequing Account

It’s the original no monthly fee digital bank Account, designed to uncomplicate your life.

3. Switch your payroll deposits to earn $250¹

Move your paycheques to your Tangerine Chequing Account for 2 consecutive months, and we’ll give you $250.


Got questions? We’ve got answers.

6.00% Savings rate for 5 months†

An awesome rate to help new Clients reach their goals faster.

We don’t want to brag. But we could.

Thanks to you, we’re #1 in Client Satisfaction among midsize personal banks 12 years in a row.⁹

Download the app

Become a Client completely digitally with our Mobile Banking app. Sign up without leaving your home or having to call us—it’s a fast, convenient and secure mobile experience.

Don’t have our Mobile Banking app yet? Download it today, so you can bank easily from anywhere.


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Sticky Notes


Visit our Help Centre to find all the answers you're looking for.

What kinds of deposits qualify to earn the $250

Only deposits categorized under the Canadian Payment Association code as payroll qualify, including Pension, Employment Insurance, Old Age Security, Canadian Pension Plan, Workers Compensation, Parental Assistance and Income Security Benefit. You can find a complete list in section 6 of the Full Offer Terms and Conditions. You need to deposit the full amount of your payroll direct deposits to qualify, and the payroll direct deposits need to total at least $200 per month. Make sure your first deposit is made within 60 days of your Account opening, and keep the deposits going for at least 2 months in a row.

When will I get my $250

We’ll deposit the $250 in your Chequing Account in the month after you’ve had two consecutive months of payroll deposits.

What types of Savings Accounts qualify

You’ll earn your special rate on Tangerine Savings Accounts, including RSP and TFSA Savings Accounts.

Is there a maximum deposit amount for this offer

You’ll get your 6.00% rate on up to $1,000,000 (in the currency of the Eligible Savings Account) for each Eligible Savings Account Type. So that’s a maximum of $1,000,000 in all of your non-registered Savings Accounts combined, $1,000,000 in all your RSP Savings Accounts combined, and $1,000,000 in all your Tax-Free Savings Accounts combined.

When do I start earning the promotional interest

The promotional rate begins on the date your first Eligible Savings Account is opened and expires at the end of 153 days (5 months) from that date (or once you reach the $1,000,000 balance threshold in the applicable Eligible Savings Account Type, whichever occurs sooner). Once the promotional rate ends, our posted rate will apply.

When will I get my interest

You’ll see your promotional interest deposited in your Savings Account(s) on the first day of the month after the interest was earned.

Savings Account and Chequing Account interest rates expressed on this website are annual interest rates and are current as of today's date. Interest rates are subject to change without notice. Interest is calculated daily and paid monthly on our Savings and Chequing Accounts.

2 Tangerine will waive the ABM Withdrawal Fee and Global ATM Alliance members will waive any surcharge fees for withdrawal transactions performed at a Scotiabank or Global ATM Alliance machine with your Tangerine Client Card. Some exclusions apply; see our Fee Schedule for details. The current Fee Schedule can be found at