1 The Tangerine New Client Payroll & Extra Bonus Offer (the “Offer”) is available to new Clients who(se) Client Number was created between July 8, 2025 and July 21, 2025.
To earn a cash Bonus of $250 (“Bonus”) an eligible Client must: (a) open a Tangerine Chequing Account as the Primary Account Holder within 60 days of the date their Client Number was created; and (b) set up eligible payroll direct deposits within 60 days of the date their Chequing Account was opened. The Bonus will be paid to the new Client’s Tangerine Chequing Account provided that: (i) the full amount of their payroll direct deposits is deposited; (ii) payroll direct deposits total a minimum of $200 on a monthly basis; (iii) the first eligible payroll direct deposit is received in their Account within 60 days of successfully opening the Chequing Account; and (iv) their subsequent eligible payroll direct deposits continue for at least 2 consecutive months. The Bonus will be paid to the Client’s Tangerine Chequing Account in the subsequent month following the satisfaction of the Offer conditions. Limit of one Bonus per Primary Account Holder.
To earn an additional cash Bonus of $250 (“Extra Cash Bonus”), in addition to satisfying all of the terms and conditions above for the Bonus, within 30 days of the date their Client Number was created, the eligible Client must: (a) open a new Eligible Registered Account, and (b) deposit at least $3,000 into the new Eligible Registered Account and maintain it for at least 3 consecutive months. The Extra Cash Bonus will be paid to the Client’s Tangerine Chequing Account within 30 days after the conditions in the paragraph above have been satisfied. Tangerine RIF Accounts, RSP Investment Fund Accounts and Tax-Free Investment Fund Accounts don’t qualify as Eligible Registered Accounts under this Offer. Limit of one Extra Cash Bonus per Client.
By accepting this Offer, you agree to the terms and conditions of this Offer. Offer may be changed, extended or cancelled without notice. Full Offer Terms and Conditions, including definitions of any capitalized terms, are available here.
wThis prestigious award is presented by Forbes and Statista, the world-leading statistics portal and industry ranking provider. The ranking recognizes the best banks in 34 countries based on an independent survey sample of more than 50,000 consumers. Survey participants evaluated select banks on several criteria: Trust, Terms & Conditions, Customer Service, Digital Services, and Financial Advice. Of the 11 banks in Canada ranked by respondents, Tangerine Bank was ranked #1. For more information about the award methodology and banks included in the ranking, visit here.
∆ Existing Clients can earn a $50 Referral Bonus for each eligible “friend or family member” they successfully refer (up to a maximum of 6 per calendar year) who becomes a New Client to Tangerine using their Referrer’s Orange Key and who completes All Actions as set out below. This annual referral cap renews January 1 of every year, and any referrals that don’t earn a Bonus won’t carry forward to the next calendar year. Any remaining referrals not used by the end of the calendar year will be forfeited.
For New Clients to be eligible to earn a $50 Referral Bonus, they must complete the following actions ("All Actions"): (i) enroll using a valid Refer a Friend Orange Key, (ii) successfully open their first Tangerine Account (excluding Tangerine Credit Cards), (iii) make an initial deposit/investment of at least $250 within 60 days of becoming a New Client, and (iv) maintain a minimum Account balance of $250 for at least 60 consecutive days starting on the day the initial $250 minimum deposit/investment is made. Note that for Mortgages and other Loans, the minimum deposit requirements don’t apply.
A “New Client” is a person that has never had an ING DIRECT or Tangerine Account. Accounts are deemed successfully opened when the new Client has satisfied the Account Terms and Conditions and the Account is without restrictions. Referral Bonus deposits will be made within 30 days of the New Client successfully completing All Actions provided all other terms and conditions are met, and will be paid into the non-registered Tangerine Savings Account or Tangerine Chequing Account of both the referring Existing Client (the “Referrer”) and referred New Client (the “Referral”). If the Referrer or the Referral has both a non-registered Tangerine Savings Account and a Chequing Account, the deposit of the Referral Bonus will be made to their Chequing Account by default. If they have both a joint Chequing Account and a single Chequing Account, the deposit will be made to the Chequing Account on which they are the primary Account holder. If the Referrer or the Referral doesn’t have either a Tangerine non-registered Savings Account or a Chequing Account, they’ll need to open one in order to receive the Referral Bonus. Once an Orange Key has been submitted, it can’t be reversed. Additional conditions and restrictions apply as set out in our Account Terms.
This Offer can’t be combined with any other Tangerine enrollment Bonus offers unless otherwise specified. Tangerine reserves the right at its sole discretion to, without advance notice, terminate or suspend the Offer, in whole or in part, or modify it in any way. Full Refer a Friend Terms & Conditions are available here.