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Special Offer

Get a bonus 10% cash back -- up to $100*

…for purchases made in the first 2 months. Shop for essentials with a Card that lets you pick your cash back categories.


 

Are you already a Client?

Log in if you already bank with us, or take just a few minutes to sign up and become a client.

Getting cash back is as easy as 1-2-3

1

Apply for a Tangerine Money-Back Credit Card

Apply in minutes online on our Mobile Banking app or online.

2

Get a bonus 10% cash back – up to $100*

Applies to purchases in your first 2 months.* That’s on top of your usual unlimited 2% cash back in 2 categories of your choice + 0.5% back on everything else.

3

And enjoy customizable cash back categories

Groceries, furniture or gas – choose your categories based on your everyday spending or upcoming purchases.

Set your sights on the season

Change your cash back categories to suit your spending.

2% Money-Back Categories

Get your Rewards deposited into your Tangerine Savings Account and earn more!

Pick two 2% Money-Back Rewards Categories

Choose your categories based on your spending to maximize your savings.

AND

Unlock a third 2% category

…when you have your Rewards deposited automatically into a Tangerine Savings Account.

Choose from:

Grocery

Furniture

Restaurants

Hotel-Motel

Gas

Recurring Bill Payments

Drug Store

Home Improvement

Entertainment

Public Transportation and Parking

 

 

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Tangerine benefits

Apply digitally in minutes

Apply easily and bank on your phone from wherever, whenever.

Add up to 5 Authorized Users on one Account

Add up to 5 people – one Account, multiple Cards, no annual fee for those Cards.

Track & categorize your spending

Organize your transactions and get a better idea of your spending each month with Left to Spend. Discover Left to Spend.

Stay updated with Orange Alerts

Customize your alert preferences to receive important Account alerts through text or email.

Transfer and save

During your first 30 days, transfer over other credit card balances up to your available credit limit and pay an interest rate of only 1.95% on the transferred balance for 6 months (19.95% after that). A Balance Transfer Fee of 1% on the amount transferred will apply.

Fees & Interest

There is $0 annual fee with the Tangerine Money-Back Credit Card

Interest Rate on Purchases:19.95%
Balance transfer fee:3% of the amount transferred, or minimum of $5.00
Promotional Balance transfer interest rate†1.95% interest for the first 6 months (19.95% after that)
Foreign currency conversion2.50%
Cash advance$3.50 within Canada, $5.00 outside Canada
Interest on Cash Advances19.95%
Dishonoured payment$25.00
Over-Limit$25.00
Rush Card$25.00
Past statement reprint$5.00 per statement, no charge for reprint of current monthly statement

Interest-Free Grace Period: We calculate interest on any amount owed from the transaction date until that amount has been paid in full. However, we don’t charge interest on new purchases that appear on your Credit Card Account statement for the first time if we receive payment in full of your balance (as shown on your Credit Card Account statement) by the Payment Due Date on that statement. This interest-free grace period doesn’t apply to Cash Advances. See the Disclosure Statement that you will receive with your Card for full details about the fees and rates that apply to your Card.

Important Notice: Effective October 3, 2024, the annual interest rates will increase from 19.95% on Purchases, Cash Advances, and Balance Transfers, to 20.95% on Purchases and 22.95% on Cash Advances and Balance Transfers.

This means that if we don’t receive your Minimum Payment by the payment due date as shown on 2 consecutive monthly statements, your annual interest rates will increase to 25.95% on Purchases, and 27.95% on Cash Advances and Balance Transfers. These rates will then remain in effect until we receive your Minimum Payments by the payment due date for 12 consecutive months.

These new annual interest rates will apply to your Tangerine Credit Card Account effective the first day after your October 2024 statement date.

Don’t miss out on this great offer

Apply in minutes on our Mobile Banking app or click below.

Don’t have our Mobile Banking app yet? Download it today, so you can bank easily from anywhere.

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