Student Bank Accounts

No monthly fees – now or later

Banking that works for student life and beyond.

  • Earn up to $footnote 11

  • Free Interac e-Transfer® transactions

  • Sign up by taking a selfie

Open an Account

Why bank with Tangerine? We’re glad you asked:

Looking for a student bank account? The Tangerine Chequing Account works great as a student’s bank account and postgraduate bank account. It has no monthly fees for anyone – so you don’t need to worry about what happens after graduation. Sign up today – you could earn up to $ and a rate on a Savings Account for 5 monthsfootnote 11.

Become a new Client using promo code STUDENT to unlock the 3 awesome offers below. Take advantage of 1, 2 or all 3. It’s totally up to you!

Up to $

Earn up to $ cash back footnote 1

Open your first eligible Savings and Chequing Accounts within 30 days of becoming a Client and activate your Client Card within 60 days of Account opening.

That’ll get you 20% cash back on eligible Visa* Debit transactions when you shop online or in-app for 60 days (up to $). Plus, you’ll get that sweet Savings rate footnote 1 on your new Savings Account!

Enjoy a Savings rate footnote 1

Open your first eligible Savings Account within 30 days of becoming a Client.

That’ll get you a Savings rate for 5 months (on up to $1,000,000 in deposits).


Score a $100 bonus footnote 1

Open your first Chequing Account as well as either an eligible Savings or Investment Funds Account within 30 days of becoming a new Client.

Next, set up Automatic Transfers within 60 days of becoming a new Client from your new Chequing Account to your new Savings or Investment Funds Account. These must be at least $25 total per month for 2 months in a row.

Heads up – these offers can’t be combined with any other sign-up offer (including our Refer a Friend bonus).
Check out the FAQs for more information
Key features of a Tangerine
Chequing Account
Key features of a Tangerine
Savings Account

The Official Bank of the Toronto Raptors

We’re proud to be the official bank of the Toronto Raptors. Follow us on Instagram and Twitter for exclusive access to Toronto Raptors, Raptors 905 and NBA tickets, swag and behind the scenes fan experiences.
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We have millions of Clients to thank

For the 11th consecutive year, Tangerine Bank has ranked #1 in Customer Satisfaction among Midsize Retail Banks in the J.D. Power 2022 Canada Retail Banking Satisfaction Study. footnote double dagger †† Thank you for your trust in us!

Digital sign-up

Become a Client completely digitally with our Mobile Banking app. Sign up without leaving your home or having to call us—it’s a fast, convenient and secure mobile experience. footnote caret

What Clients are saying about us

“Even though this is a large company, I feel like I get personalized service.”

Terry Fowler

“No monthly Account fees and the money back perks are great as well as the customer service. Best banking experience and have dealt with at least four other banks in the past! I recommend Tangerine to EVERYONE.”

Cynthia Ross


Want to know more about these Offers? Here are some frequently asked questions.

To open a bank account as a student, what does Tangerine need?
Can international students open a bank account in Canada with Tangerine?
I’d like to open a bank account. Can I open an Account with Tangerine online?
What happens to my bank account when I graduate?
Check out these helpful articles
Savings Account and Chequing Account interest rates expressed on this website are annual interest rates and are current as of today's date. Interest rates are subject to change without notice. Interest is calculated daily and paid monthly on our Savings and Chequing Accounts.
footnote 1The Tangerine New Client Welcome Offer is available to New Clients who: (a) have a Client Number created between and ; and (b) become a Tangerine Client using an eligible Promo Code as communicated by Tangerine. The Tangerine New Client Welcome Offer includes the Promotional Savings Rate Offer, the Visa Debit Cashback Offer and the Automatic Transfers Offer (each an “Offer” and collectively the “Offers” or the “Welcome Offer”):
Promotional Interest Rate Offer: The Promotional Rate will apply to deposits made to a New Client’s Eligible Savings Account(s) opened within 30 days of the date their Client Number was created. The Promotional Rate will apply for 153 days (5 months) beginning on the date all Qualifying Conditions have been met, to a maximum of $1,000,000 (in the currency of the Eligible Savings Account) per Eligible Savings Account Type (for deposits to registered Eligible Savings Accounts made through a T2033 form, please see the full Offer Terms and Conditions). The Promotional Rate is an annualized rate, calculated daily and paid monthly.
Visa Debit Cashback Offer: New Clients who open both an Eligible Savings Account and a Tangerine Chequing Account within 30 days of the date their Client Number was created are also eligible to earn a cashback bonus of 20% on eligible online purchases and online bill payments made on a merchant’s website using the Visa Debit feature of their Client Card for 60 days, up to a maximum of $400 per Account. The 60-day period for Eligible Transactions (“Eligible Transaction Period”) begins on the date the Client Card is activated. The 20% Cash Bonus will be calculated on the sum of all Eligible Transactions less any refunds, returns or other similar credits made during the Eligible Transaction Period. New Clients must activate their Client Card within 60 days of the date their Chequing Account was opened. Limit of one (1) Cash Bonus.
Automatic Transfers Offer: New Clients who open both a Tangerine Chequing Account and either an Eligible Tangerine Investment Fund Account or an Eligible Savings Account within 30 days of the date their Client Number was created are also eligible to earn an Automatic Transfer Bonus of $100 deposited in their Tangerine Chequing Account (the “Automatic Transfer Bonus”) if, within 60 days of the date their Client Number was created, they set up an Automatic Transfer of at least $25 per month, for at least 2 consecutive months (any frequency), from their new Tangerine Chequing Account to their new Tangerine Investment Fund Account or to their new Eligible Savings Account, as applicable (“Eligible Automatic Transfer”). Limit of one Automatic Transfer Bonus per New Client.
The Welcome Offer can’t be combined with any other welcome bonus offers except as otherwise permitted. By accepting any Offer, you agree to the terms and conditions of this Offer. Full Offer Terms and Conditions, including definitions of any capitalized terms, are available here. Offer may be changed, extended or cancelled without notice.
2footnote 2 Tangerine will waive the ABM Withdrawal Fee and Global ATM Alliance members will waive any surcharge fees for withdrawal transactions performed at a Scotiabank or Global ATM Alliance machine with your Tangerine Client Card. Some exclusions apply; see our Fee Schedule for details. The current Fee Schedule can be found at
®footnote Trademark Interac e-Transfer is a registered trademark of Interac Corp, used under licence.
“Toronto Raptors” and associated word marks and logos are trademarks, designs and other forms of intellectual property of NBA Properties, Inc. and the Toronto Raptors and are used under licence © 2018 NBA Properties, Inc. All rights reserved.
††footnote dagger daggerFor J D Power 2022 award information, visit