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No monthly fees – now or later
A great bank Account option for students
- Move your pay & earn $2501
- Free Interac e-Transfer® transactions
- Sign up by taking a selfie
Looking for a student bank account?
The Tangerine Chequing Account works great as a student bank account. It has no monthly fees for anyone – so you don’t need to worry about what happens after graduation. Sign up today – you could earn $2501 for moving your pay.
Getting a sweet $250 is as easy as 1-2-3
1. Become a Client
Sign up in minutes on your phone and get ready to have simple banking at your fingertips.
2. Open your Chequing Account
It’s the original no monthly fee digital bank Account, designed to uncomplicate your life.
3. Switch your payroll deposits to earn $250¹
Move your paycheques to your Tangerine Chequing Account for 2 consecutive months, and we’ll give you $250.
Got questions? We’ve got answers.
There’s a lot to love about banking with Tangerine
No monthly fee with no minimum balance
You shouldn’t have to pay money to use your money. Plus, continue to enjoy no monthly fees even after graduation.
Digital banking at your fingertips
Bank on the go right from your phone and enjoy unlimited Interac® e-Transfer transactions.
Shop with confidence
With Interac & Visa* Debit Zero Liability protection, you’re protected from unauthorized purchases.
Online and in-app purchases
Use your Client Card with Visa* Debit to shop online with thousands of your favourite retailers.
Join with our app
Become a Client completely digitally with our Mobile Banking app3. Sign up without leaving your home or having to call us—it’s a fast, convenient and secure mobile experience.
Don’t have our Mobile Banking app3 yet? Download it today, so you can bank easily from anywhere.
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- Student
- $250 Bonus
To open a bank account as a student, what does Tangerine need?
There are 2 ways you can complete identity confirmation to become a Client.
To confirm your identity online (i.e. digitally), you'll need a valid Government Issued Photo ID, which can be either:
- Canadian Driver's Licence
- Provincial/Territorial Photo ID Card
You may also be asked to upload a document as proof of your residency. It can be any one of these documents:
- A bank account or loan statement dated within the last 3 months
- A utility bill such as electricity, water, gas, phone or internet dated within the last 3 months
- A property tax assessment or waste management bill dated within the last year
- A registered account statement (RRSP/RSP, TFSA, RRIF/RIF) dated within the last 3 months
It takes 3 business days for us to confirm that your documentation matches the information you provided when you signed up.
Click here for a full list of IDs and documents that are accepted.
I’d like to open a bank account. Can I open an Account with Tangerine online?
I’d like to open a bank account. Can I open an Account with Tangerine online? Yes! Download our app and you can become a Tangerine Client completely digitally, without ever leaving your home or speaking with a live agent – a first for any bank in Canada!*. Sign up today through our fast, convenient and secure mobile experience. How it works: First, you’ll need to download our Mobile Banking app. When you start the signup steps in the app, choose ‘Sign up digitally’. Then, you’ll just need to: • Scan a valid Canadian Driver’s Licence • Take a selfie so we can match you against your ID • Enter a bit of information • Provide your digital signature And just so you know, we won’t store any of these images—we only use them to confirm your identity.
Yes! Download our app and you can sign up without leaving your home or having to call us—it’s a fast, convenient and secure mobile experience3
How it works:
First, you’ll need to download our Mobile Banking app. When you start the signup steps in the app, choose ‘Sign up digitally’. Then, you’ll just need to:
- Scan a valid Canadian Driver’s Licence
- Take a selfie so we can match you against your ID
- Enter a bit of information
- Provide your digital signature
And just so you know, we won’t store any of these images—we only use them to confirm your identity.
What happens to my bank account when I graduate?
What happens to my bank account when I graduate? Nothing! No one wants their bank fees to be one more thing to worry about after graduation. That’s where we come in. The Tangerine Chequing Account has no monthly fees for anyone – so you don’t need to worry about what happens later.
Nothing! No one wants their bank fees to be one more thing to worry about after graduation. That’s where we come in. The Tangerine Chequing Account has no monthly account fees for anyone – so you don’t need to worry about what happens later.
What kinds of deposits qualify to earn the $250
Only deposits categorized under the Canadian Payment Association code as payroll qualify, including Pension, Employment Insurance, Old Age Security, Canadian Pension Plan, Workers Compensation, Parental Assistance and Income Security Benefit. You can find a complete list in section 6 of the Full Offer Terms and Conditions. You need to deposit the full amount of your payroll direct deposits to qualify, and the payroll direct deposits need to total at least $200 per month. Make sure your first deposit is made within 60 days of your Account opening, and keep the deposits going for at least 2 months in a row.
How do I switch my payroll to my Tangerine Chequing Account
Your employer will need to have our Transit Number, which is 00152, and our Institution Number, which is 614. They’ll also need your Chequing Account Number, which you can find when you log in, select the Account and look under the Account details. If you need a void cheque or a direct deposit form, you can find instructions on how to get those here.
When will I get my $250
We’ll deposit the $250 in your Chequing Account in the month after you’ve had two consecutive months of payroll deposits.
Where can I get more information
Read the Full Offer Terms and Conditions to learn more about this Offer.
Legal Stuff
Savings Account and Chequing Account interest rates expressed on this website are annual interest rates and are current as of today's date. Interest rates are subject to change without notice. Interest is calculated daily and paid monthly on our Savings and Chequing Accounts.
1 The Tangerine New Client Payroll Offer (the “Offer”) is available to new Clients who(se): (a) Client Number was created between May 1, 2024 and March 31, 2025; (b) open a Tangerine Chequing Account as the Primary Account Holder within 60 days of the date their Client Number was created; and (c) set up payroll direct deposits within 60 days of the date their Chequing Account was opened. A cash Bonus of $250 will be paid to the new Client’s Tangerine Chequing Account if the Client switches their eligible automated and recurring payroll direct deposits to their new Tangerine Chequing Account, provided that: (i) they deposit the full amount of their payroll direct deposits; (ii) payroll direct deposits total a minimum of $200 on a monthly basis; (iii) the first eligible payroll direct deposit is received in their Account within 60 days of successfully opening the Chequing Account; and (iv) their subsequent eligible payroll direct deposits continue for at least 2 consecutive months. The Bonus will be paid to the Client’s Tangerine Chequing Account in the subsequent month following the satisfaction of the Offer conditions. Offer can’t be combined with any other Chequing cash bonus offers and is limited to one (1) Bonus per Client. By accepting any Offer, you agree to the terms and conditions of this Offer. Full Offer Terms and Conditions, including definitions of any capitalized terms, are available here. Offer may be changed, extended or cancelled without notice.
® Interac and Interac e-Transfer are registered trademarks of Interac Corp, used under licence
* Trademark of Visa International Service Association and used under licence.
‡ Some conditions may apply. Service is subject to availability and successful digital verification.
3 Some conditions may apply. Service is subject to availability and successful digital verification.
4 As of May 21, 2025 there were 44.7K reviews with an average rating of 4.5 from the Google Play Store and 72.5K reviews with an average rating of 4.8 from the App Store.
® App Store is a registered trademark of Apple Inc., registered in the U.S. and other countries.
™ Google Play is a trademark of Google LLC.