Why bank with Tangerine? We’re glad you asked:

Getting a student discount off banking fees? Have you considered what will happen when you graduate? No one wants their bank fees to be one more thing to worry about after graduation. That’s where we come in. The Tangerine Chequing Account has no monthly fees for anyone – so you don’t need to worry about what happens later. Sign up today – you could earn a cash Bonus plus a special interest rate on a Savings Account.

Here’s how it works:

account_balance_wallet
Key features of a Tangerine

Chequing Account

savings
Key features of a Tangerine

Savings Account

The Official Bank of the Toronto Raptors

We’re proud to be the official bank of the Toronto Raptors. Follow us on Instagram and Twitter for exclusive access to Toronto Raptors, Raptors 905 and NBA tickets, swag and behind the scenes fan experiences.
Follow us on:

We have millions of Clients to thank

For the 11th consecutive year, Tangerine Bank has ranked #1 in Customer Satisfaction among Midsize Retail Banks in the J.D. Power 2022 Canada Retail Banking Satisfaction Study footnote double dagger . Thank you for your trust in us!

JD Power awards
Check out these helpful articles
How to Build a Good Credit History as a Student
Your credit history matters at every age and stage in life. If you want to buy or lease a car, rent an apartment…
Read more
Planning Post-Secondary Education Costs
Annual tuition for Canadian students averaged $6,463 in 2019/2020 for an undergraduate degree. Students face additional expenses like housing and meals, fees, textbooks…
Read more
Legal Stuff
Savings Account and Chequing Account interest rates expressed on this website are annual interest rates and are current as of today's date. Interest rates are subject to change without notice. Interest is calculated daily and paid monthly on our Savings and Chequing Accounts.
footnote 1 The New Client Interest Rate and Visa* Debit 20% Cashback Bundle Offer (the "Offer") is available to new Tangerine Clients who: (a) have a Client Number created between and , (b) become a Tangerine Client using the Promo Code “EARNMORE”, (c) open an Applicable Savings Account within 30 days of the date their Client Number was created, (d) open a Tangerine Chequing Account within 30 days of the date their Client Number was created, and (e) meet all other Offer terms and conditions (collectively the “Offer Qualifying Conditions”). The Promotional Rate will apply to deposits made to an Eligible Client’s Applicable Savings Account(s) for 153 days (5 months) beginning on the date all Offer Qualifying Conditions have been met, to a maximum of $1,000,000 (in the currency of the Applicable Account) per Applicable Savings Account Type (for deposits to registered Applicable Savings Accounts made through a T2033 form, please see the full Offer Terms and Conditions). The Promotional Rate is an annualized rate, calculated daily and paid monthly. Eligible Clients will earn a cashback bonus of 20% on eligible online purchases and online bill payments made on a merchant’s website using the Visa Debit feature of their Client Card for 60 days, up to a maximum of $400 per Account. The 60-day period for Eligible Transactions (“Eligible Transaction Period”) begins on the date the Client Card is activated. The Cash Bonus will apply to the sum of all Eligible Transactions less any refunds, returns or other similar credits made during the Eligible Transaction Period. Eligible Clients must activate their Client Card within 60 days of the date their Chequing Account was opened. The Bonus will be deposited to the Client’s Account within 30 days of the end of the Eligible Transaction Period. For Clients with two Chequing Accounts, only the Account that is designated as “Chequing” on their Client Card will qualify for the Offer. Limit of one (1) Cash Bonus per Account. Offer is not transferable and can’t be combined with other promotional savings rate offers or chequing cash bonus offers. Further, while opening both Accounts is not required generally in order to open either a Chequing Account or Savings Account, you need to open both Accounts within your first 30 days to be eligible for this Offer. By accepting the Offer, you agree to the terms and conditions of this Offer and consent to receive electronic messages that notify you when the Promotion Period is expiring and of any changes to your Account(s) that will take effect after the Promotion Period expires. Full Offer Terms and Conditions, including definitions of any capitalized terms, are available here. Offer may be changed, extended or cancelled without notice.
2footnote 2 Tangerine will waive the ABM Withdrawal Fee and Global ATM Alliance members will waive any surcharge fees for withdrawal transactions performed at a Scotiabank or Global ATM Alliance machine with your Tangerine Client Card. Some exclusions apply; see our Fee Schedule for details. The current Fee Schedule can be found at tangerine.ca/feeschedule.
®footnote Trademark Interac e-Transfer is a registered trademark of Interac Corp, used under licence.
“Toronto Raptors” and associated word marks and logos are trademarks, designs and other forms of intellectual property of NBA Properties, Inc. and the Toronto Raptors and are used under licence © 2018 NBA Properties, Inc. All rights reserved.
^ 159 medium coffee estimate is based on an approximate average price for a medium coffee of $2.50 tax included. 31 medium pizza estimate is based on an approximate average price for a medium cheese pizza of $12.87 tax included. 162 bagel estimate is based on an approximate average price for a plain bagel of $2.47 tax included. Actual value may vary.
††footnote dagger daggerFor J D Power 2022 award information, visit jdpower.com/awards.
Open an Account Become a Client

Ready to Open an Account?

Open an Account Become a Client