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Simple Accounts and special offers to welcome you to Forward Banking.

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2021 Highest in Customer Satisfaction among midsize retail banks**

Special Offer

Earn 2.00% interest on your eligible savings plus $300 footnote 1

Sign up using promo code EARNMORE and earn 2.00% interest on your Savings for 5 months when you open your first eligible Savings and Chequing Accounts. Plus you could get $300 when you add your payroll to your Chequing Account.

Get started with these Accounts

Savings Account

Tax-Free Savings Account

RSP Savings Account

Don’t see what you’re looking for or want to learn more? See our full list of products.

Why bank with Tangerine?


Simple and convenient

You’ll get Accounts designed to help you save, tools that make it easy to manage your money and convenient ways to bank with us, even when you’re on the go.


No unfair fees

Paying to save just doesn’t add up for us, which is why we don’t charge unfair fees.


Established presence

We’ve got a solid track record of 24 years, as well as being owned by Scotiabank, one of Canada’s largest banks.

Sign up in a snap

iPhone with Tangerine Mobile Banking app selfie screen

Download our Mobile Banking app for a simple signup experience that’s as easy as taking a selfie. Just use your phone to scan your valid government-issued ID and then take a selfie so we can confirm it’s you. Easy.

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Screenshot of Left to Spend, a Money Management Tool

Money management tools

Screenshot of Left to Spend, a Money Management Tool

When every dollar counts, little things we do to save can make a big difference. As a Tangerine Client, you’ll have tools to help you keep track of every dollar, so you have more of them at the end of each month.

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Thank you times ten —Highest in customer satisfaction

Tangerine has earned the highest ranking in customer satisfaction among the midsize retail banks, for the tenth consecutive year. The 2021 J.D. Power Canada Retail Banking Satisfaction Study** ranked Tangerine top for overall customer satisfaction in the Midsize Bank Segment and #1 in trust with Retail Banking.

10 JD Power awards

Check out these helpful articles

1The New Client 2.00% Interest Rate and $300 Cash Bonus Bundle Offer (the "Offer") is available to new Tangerine Clients who: (a) have a Client Number created between September 9, 2021 and January 5, 2022, (b) become a Tangerine Client using the Promo Code “EARNMORE”, (c) open an Applicable Savings Account within 30 days of the date their Client Number was created, and (d) open a Tangerine Chequing Account within 30 days of the date their Client Number was created (collectively the “Offer Qualifying Conditions”). The 2.00% Promotional Rate will apply ... to deposits made to an Eligible Client’s Applicable Savings Account(s) for 153 days (5 months) beginning on the date all Offer Qualifying Conditions have been met, to a maximum of $1,000,000 (in the currency of the Applicable Account) per Applicable Savings Account Type (for deposits to registered Applicable Savings Accounts made through a T2033 form, please see the full Offer Terms and Conditions). The Promotional Rate is an annualized rate, calculated daily and paid monthly. To be eligible for the $300 Cash Bonus, in addition to meeting all Offer Qualifying Conditions, an Eligible Client must switch the full amount of their automated and recurring eligible payroll direct deposit (minimum of $200 payroll direct deposit per month) for at least 3 consecutive months. The first payroll direct deposit must be received in their Tangerine Chequing Account within 60 days of Chequing Account opening. Limit of one (1) Cash Bonus per Primary Account Holder. The Offer is only applicable to Accounts where the Eligible Client is the Primary Account Holder. Offer is not transferable and can’t be combined with other promotional savings rate offers or chequing cash bonus offers. Further, while opening both Accounts is not required generally in order to open either a Chequing Account or Savings Account, you need to open both Accounts within your first 30 days to be eligible for this Offer. Full Offer Terms and Conditions, including definitions of any capitalized terms and a list of eligible payroll direct deposits, are available here. Offer may be changed, extended or cancelled without notice.
2The MER for the interim period ended December 31st, 2020 was 1.06% for the Tangerine Core portfolios and 0.77% for the Tangerine Global ETF Portfolios after applicable waivers and absorptions by the manager. Each Tangerine Investment Fund offers one series of units, and is considered equivalent to an A-series mutual fund. “A-series mutual funds” often refers to the standard “one-size-fits-all” funds that have traditionally populated the Canadian mutual funds universe. According to the Investor Economics Insight report dated June, 2020 the asset weighted MER for A-series mutual funds for the year ending December 2019 was 2.06%. The MER for each Tangerine Portfolio includes the fund’s management fee and operating expenses but does not include its trading costs. Please refer to the Tangerine Portfolio’s Fund Facts or MRFP for the fund’s most recent trading expense ratio.
Tangerine Investment Funds are managed by Tangerine Investment Management Inc. and are only available by opening an Investment Fund Account with Tangerine Investment Funds Limited. These firms are wholly owned subsidiaries of Tangerine Bank. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.
^Inception as of January 10, 2008 for the Tangerine Core Portfolios, except Equity Growth Portfolio, which has an inception as of November 21, 2011 and Dividend Portfolio, which has an inception as of November 2, 2016.
Pay no fees for everyday Chequing transactions. For non-standard transactions, a fee may apply.
Fair fees mean they are disclosed and agreed to in advance, and the amount makes sense relative to the benefit received. View the complete list of Account fees.
**footnote **For J.D. Power 2021 award information, visit
*** Certain terms, conditions and exclusions apply. Full Mastercard World Benefit terms are available at For additional terms applicable to Boingo Wi-Fi for Mastercard, go to For additional terms applicable to Mastercard Travel Rewards, go to All Mastercard World Benefits are provided by Mastercard International or its affiliates or other third parties. Tangerine Bank is not responsible for any Mastercard World Benefits.
®Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
®Interac and Interac e-Transfer are registered trademarks of Interac Corp, used under licence.
*Trademark of Visa International Service Association and used under license.