Get your money working for you

Sign up using promo code EARNMORE & open a Savings and Chequing Account - you could earn a 2.25% Savings rate and $300 footnote 1.

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Here’s how to earn 2.25% and get a $300 cash Bonus

  1. 1

    Become a new Client online by March 8, 2022 using the promo code EARNMORE

  2. 2

    Open your first eligible Savings Account and Chequing Account within 30 days, and you’ll earn 2.25% interest in your Savings Account for 5 months.

  3. 3

    Add your payroll and have the first payroll direct deposit in your Chequing Account within 60 days of opening the Account. Keep it going for at least 3 straight months and you’ll earn a $300 Bonus after the 3rd month. Click here to learn more about when the Bonus gets paid.

Heads up - if you’ve been referred with a Client’s Orange Key, know that this offer can’t be combined with our Refer a Friend Bonus.

Ready to make every dollar count? Open your Tangerine Accounts today.

Get this great rate in other Savings Accounts, too1

If you open more than one eligible Savings Account (including T F S A's, R S P's, R I F's and U S dollars Savings Accounts), you’ll get 2.25% interest on those Savings, too – up to $1,000,000 for each Account Type. For these subsequent Accounts, this rate will apply for 5 months from the day you started earning 2.25% interest in your first eligible Savings Account.

A Tangerine Savings Account helps you save

  • No unfair fees, no service charges while you save with us

  • No minimum balances

  • Set up an Automatic Savings Program (ASP), and your money grows on its own

Reasons to switch to a Tangerine Chequing Account, now with Visa Debit

  • Free daily chequing transactions

  • Free Interac e-Transfer® transactions

  • Free access to 3,500 Scotiabank  A B M's

Helpful tools to manage your money

Simplify your life by using our money management tools, like Goals and Left to Spend. These tools were designed to make saving, tracking your spending and staying on top of your finances all a breeze.
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Digital signup

Become a Client completely digitally with our Mobile Banking app. Sign up without leaving your home or having to call us—it’s a fast, convenient and secure mobile experience.footnote*
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Thank you times ten —Highest in customer satisfaction

Tangerine has earned the highest ranking in customer satisfaction among the midsize retail banks, for the tenth consecutive year. The 2021 J D Power Canada Retail Banking Satisfaction Study†† footnote dagger dagger ranked Tangerine top for overall customer satisfaction in the Midsize Bank Segment and #1 in trust with Retail Banking.

10 JD Power awards

Check out these helpful articles

Legal Stuff
1The New Client 2.25% Interest Rate and $300 Cash Bonus Bundle Offer (the "Offer") is available to new Tangerine Clients who: (a) have a Client Number created between November 24, 2021 and March 8, 2022, (b) become a Tangerine Client using the Promo Code “EARNMORE”, (c) open an Applicable Savings Account within 30 days of the date their Client Number was created, and (d) open a Tangerine Chequing Account within 30 days of the date their Client Number was created (collectively the “Offer Qualifying Conditions”). The 2.25% Promotional Rate will apply ... to deposits made to an Eligible Client’s Applicable Savings Account(s) for 153 days (5 months) beginning on the date all Offer Qualifying Conditions have been met, to a maximum of $1,000,000 (in the currency of the Applicable Account) per Applicable Savings Account Type (for deposits to registered Applicable Savings Accounts made through a T2033 form, please see the full Offer Terms and Conditions). The Promotional Rate is an annualized rate, calculated daily and paid monthly. To be eligible for the $300 Cash Bonus, in addition to meeting all Offer Qualifying Conditions, an Eligible Client must switch the full amount of their automated and recurring eligible payroll direct deposit (minimum of $200 payroll direct deposit per month) for at least 3 consecutive months. The first payroll direct deposit must be received in their Tangerine Chequing Account within 60 days of Chequing Account opening. Limit of one (1) Cash Bonus per Primary Account Holder. The Offer is only applicable to Accounts where the Eligible Client is the Primary Account Holder. Offer is not transferable and can’t be combined with other promotional savings rate offers or chequing cash bonus offers. Further, while opening both Accounts is not required generally in order to open either a Chequing Account or Savings Account, you need to open both Accounts within your first 30 days to be eligible for this Offer. Full Offer Terms and Conditions, including definitions of any capitalized terms and a list of eligible payroll direct deposits, are available here. Offer may be changed, extended or cancelled without notice.
*Some conditions may apply. Service is subject to availability and successful digital verification.
footnote double daggerCanadians spend on average 55 cents daily on bank fees (Statistics Canada 2017 Average annual household spending on bank and financial institution service charges).
††footnote dagger daggerFor J D Power 2021 award information, visit
Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.

Visa is a trademark of Visa Int., used under license.

footnote lozengePay no fees for everyday Chequing transactions. For non-standard transactions, a fee may apply, Opens P D F document.