Get your money working for you

Get a 2.10% savings rate when you open your first Savings and Chequing Accounts. Plus, you could earn $150*.

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Here’s how to earn 2.10% and get a $150 cash Bonus

  1. 1

    Become a new Client online by January 31, 2021 using the promo code EARNMORE

  2. 2

    Open your first eligible Savings Account and Chequing Account within 30 days, and you’ll earn 2.10% interest in your Savings Account for 5 months.

  3. 3

    Add your payroll and have the first payroll direct deposit in your Chequing Account within 60 days of opening the Account. Keep it going for at least 3 straight months and you’ll earn a $150 Bonus after the 3rd month. Click here to learn more about when the Bonus gets paid.

Ready to make every dollar count? Open your Tangerine Accounts today.

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Get this great rate in other Savings Accounts, too*

If you open more than one eligible Savings Account (including T F S A's, R S P's, R I F's and US$ Savings Accounts), you’ll get 2.10% interest on those Savings, too – up to $1,000,000 combined. For these subsequent Accounts, this rate will apply for 5 months from the day you started earning 2.10% interest in your first eligible Savings Account.

A Tangerine Savings Account helps you save

  • No unfair fees, no service charges while you save with us

  • No minimum balances

  • Set up an Automatic Savings Program (ASP), and your money grows on its own

Reasons to switch to a Tangerine Chequing Account, now with Visa Debit

  • Free daily chequing transactions

  • Free Interac e‑Transfer® transactions

  • Free access to 3,500 Scotiabank  A B M's

Money management tools

When every dollar counts, the little things we do to save can make a big difference. When you bank with Tangerine, you get simple tools to help you keep track of every dollar, so you have more of them at the end of each month.

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Screenshot of Left to Spend, a Money Management Tool

Sign up in a snap

Download our Mobile Banking app for a simple signup experience that’s as easy as taking a selfie. Just use your phone to scan your valid government-issued ID and then take a selfie so we can confirm it’s you. Easy.

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iPhone with Tangerine Mobile Banking app selfie screen

Tangerine Does It Again—Highest In Customer Satisfaction

Tangerine has earned the highest ranking in customer satisfaction among the midsize retail banks, for the ninth consecutive year. The J.D. Power 2020 Canada Retail Banking Satisfaction Study†† ranked Tangerine top for overall customer satisfaction in the Midsize Bank Segment.

9 JD Power awards

Check out these helpful articles

Legal Stuff

*The New Client 2.10% Interest Rate and $150 Cash Bonus Bundle Offer (the "Offer") is available to new Tangerine Clients who: (a) have a Client Number created between November 24, 2020 and January 31, 2021, (b) become a Tangerine Client using the Promo Code “EARNMORE”, (c) open an Applicable Savings Account within 30 days of the date their Client Number was created, and (d) open a Tangerine Chequing Account within 30 days of the date their Client Number was created (collectively the “Offer Qualifying Conditions”). The 2.10% Promotional Rate will apply ... to deposits made to an Eligible Client’s Applicable Savings Account(s) for 153 days (5 months) beginning on the date all Offer Qualifying Conditions have been met, to a maximum of $1,000,000 (in the currency of the Applicable Account) per Applicable Savings Account Type (for deposits to registered Applicable Savings Accounts made through a T2033 form, please see the full Offer Terms and Conditions). The Promotional Rate is an annualized rate, calculated daily and paid monthly. To be eligible for the $150 Cash Bonus, in addition to meeting all Offer Qualifying Conditions, an Eligible Client must switch their eligible payroll direct deposit for at least 3 consecutive months and must have the first payroll direct deposit received in their Tangerine Chequing Account within 60 days of Chequing Account opening. Limit of one (1) Cash Bonus per Primary Account Holder. The Offer is only applicable to Accounts where the Eligible Client is the Primary Account Holder. Offer is not transferable and can’t be combined with other promotional savings rate offers or chequing cash bonus offers. Full Offer Terms and Conditions, including definitions of any capitalized terms and a list of eligible payroll direct deposits, are available here. Offer may be changed, extended or cancelled without notice.
‡footnote double daggerCanadians spend on average 55 cents daily on bank fees (Statistics Canada 2017 Average annual household spending on bank and financial institution service charges).
††footnote dagger daggerFor J.D. Power 2020 award information, visit jdpower.com/awards.
Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.

Visa is a trademark of Visa Int., used under license.

footnote lozenge◊Pay no fees for everyday Chequing transactions. For non-standard transactions, a fee may apply, Opens P D F document.

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When will I get my $150 Bonus?*

Table of when you’ll receive your Payroll Direct Deposit cash Bonus
If your first payroll deposit was received during... Your Bonus will be deposited* by the end of...
November 24 to 30 February
December 1 to 31 March
January 1 to 30 April
February 1 to 28 May
March 1 to 31 June
April 1 to 30 July

*Provided you meet all the conditions required to be eligible for the cash offer.