Earn up to $400 and a  Savings rate

Sign up using promo code EARNMORE and you could earn up to $400 cash back plus a Savings rate. footnote 1

Open an Account Become a Client

Ready to experience Forward Banking? As a special welcome, you could earn cash back on your online and in-app purchases from your Chequing Account plus an additional interest rate on your Savings. footnote 1

Here’s how it works:

Reasons to open a Tangerine Chequing Account

  • No fees‡ for daily transactions (including Interac e-Transfer®)

  • Make online and in-app purchases with Visa Debit

  • Free access to 3,500 Scotiabank® ABMs2

A Tangerine Savings Account helps you save

  • No unfair† fees

  • No minimum balances

  • Set up an Automatic Savings Program (ASP), and your money grows on its own

Digital sign-up

Become a Client completely digitally with our Mobile Banking app. Sign up without leaving your home or having to call us—it’s a fast, convenient and secure mobile experience. footnote^
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We have millions of Clients to thank — Highest in Customer Satisfaction

Tangerine has earned the highest ranking in Customer Satisfaction among Midsize Retail Banks, for the eleventh consecutive year. The J D Power 2022 Canada Retail Banking Satisfaction Study†† footnote dagger dagger ranked Tangerine top for overall customer satisfaction in the Midsize Bank Segment, plus #1 in the following standout categories: Account Offerings Meeting Needs, Convenience and Saving Time and Money. Thank you to our Clients for your trust in us!

11 JD Power awards
Legal Stuff
footnote 1 The New Client Interest Rate and Visa* Debit 20% Cashback Bundle Offer (the "Offer") is available to new Tangerine Clients who: (a) have a Client Number created between and , (b) become a Tangerine Client using the Promo Code “EARNMORE”, (c) open an Applicable Savings Account within 30 days of the date their Client Number was created, (d) open a Tangerine Chequing Account within 30 days of the date their Client Number was created, and (e) meet all other Offer terms and conditions (collectively the “Offer Qualifying Conditions”). The Promotional Rate will apply to deposits made to an Eligible Client’s Applicable Savings Account(s) for 153 days (5 months) beginning on the date all Offer Qualifying Conditions have been met, to a maximum of $1,000,000 (in the currency of the Applicable Account) per Applicable Savings Account Type (for deposits to registered Applicable Savings Accounts made through a T2033 form, please see the full Offer Terms and Conditions). The Promotional Rate is an annualized rate, calculated daily and paid monthly. Eligible Clients will earn a cashback bonus of 20% on eligible online purchases and online bill payments made on a merchant’s website using the Visa Debit feature of their Client Card for 60 days, up to a maximum of $400 per Account. The 60-day period for Eligible Transactions (“Eligible Transaction Period”) begins on the date the Client Card is activated. The Cash Bonus will apply to the sum of all Eligible Transactions less any refunds, returns or other similar credits made during the Eligible Transaction Period. Eligible Clients must activate their Client Card within 60 days of the date their Chequing Account was opened. The Bonus will be deposited to the Client’s Account within 30 days of the end of the Eligible Transaction Period. For Clients with two Chequing Accounts, only the Account that is designated as “Chequing” on their Client Card will qualify for the Offer. Limit of one (1) Cash Bonus per Account. Offer is not transferable and can’t be combined with other promotional savings rate offers or chequing cash bonus offers. Further, while opening both Accounts is not required generally in order to open either a Chequing Account or Savings Account, you need to open both Accounts within your first 30 days to be eligible for this Offer. By accepting the Offer, you agree to the terms and conditions of this Offer and consent to receive electronic messages that notify you when the Promotion Period is expiring and of any changes to your Account(s) that will take effect after the Promotion Period expires. Full Offer Terms and Conditions, including definitions of any capitalized terms, are available here. Offer may be changed, extended or cancelled without notice.
2footnote 2 Tangerine will waive the ABM Withdrawal Fee and Global ATM Alliance members will waive any surcharge fees for withdrawal transactions performed at a Scotiabank or Global ATM Alliance machine with your Tangerine Client Card. Some exclusions apply; see our Fee Schedule for details. The current Fee Schedule can be found at tangerine.ca/feeschedule.
†footnote dagger Fair fees mean they are disclosed and agreed to in advance, and the amount makes sense relative to the benefit received. View the complete list of Account fees.
‡footnote double dagger Pay no fees for everyday Chequing transactions. For non-standard transactions, a fee may apply.
**footnote double asterisk Canadians spend on average 55 cents daily on bank fees (Statistics Canada 2017 Average annual household spending on bank and financial institution service charges).
^footnote arrow Some conditions may apply. Service is subject to availability and successful digital verification.
*footnote asterisk Trademark of Visa International Service Association and used under licence.
®footnote Trademark Interac e-Transfer is a registered trade-mark of Interac Corp., used under licence.
®footnote Trademark Scotiabank is a registered trademark of The Bank of Nova Scotia.
††footnote dagger daggerFor J D Power 2022 award information, visit jdpower.com/awards.
Tangerine Bank is a wholly-owned subsidiary of The Bank of Nova Scotia and a CDIC member in its own right.
CDIC Logo Deposit Protection: Canada deposit insurance coporation CDIC Deposit Insurance Information
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