For a limited time, earn up to $400 in cash back on eligible Visa* Debit transactions and a 2.75% Savings rate when you open your first Savings and Chequing Accounts. footnote 1
Here’s how it works:
Earn a 2.75% Savings rate
Open your first Savings Account and Chequing Account within 30 days of becoming a Client.
Earn 2.75% interest in your Savings Account for 5 months (interest rate is an annualized rate, calculated daily and paid monthly).
P.S. If you open more than one eligible Savings Account, you’ll get this great rate on those Savings, too! footnote 1
Earn up to $400 cash back
Open your first Savings Account and Chequing Account within 30 days of becoming a Client.
Get your Client Card (it should arrive in the mail within a week, but can take up to 10 business days).
Activate your Card and start earning your Bonus. Use your Client Card for online purchases and online bill payments to earn 20% cash back on Eligible Transactions for 60 days.
Cha-ching! You’ll see your cash Bonus deposited into your Chequing Account within 1 month after your 60-day period ends. Learn more about the cashback Bonus.
Heads up - this offer can’t be combined with any other sign-up offer (including our Refer a Friend Bonus). Only one promo code or Orange Key can be used when you sign up to become a Client.
Ready to make every dollar count? Open your Tangerine Accounts today.
A Tangerine Savings Account helps you save
-
No unfair fees, no service charges while you save with us
-
No minimum balances
-
Set up an Automatic Savings Program (ASP), and your money grows on its own
Reasons to open a Tangerine Chequing Account
-
No fees‡ for daily transactions (including Interac e-Transfer®)
-
Make online and in-app purchases with Visa Debit
-
Free access to 3,500 Scotiabank® ABMs2
Helpful tools to manage your money
Digital signup
Thank you times ten —Highest in customer satisfaction
Tangerine has earned the highest ranking in customer satisfaction among the midsize retail banks, for the tenth consecutive year. The 2021 J D Power Canada Retail Banking Satisfaction Study†† footnote dagger dagger ranked Tangerine top for overall customer satisfaction in the Midsize Bank Segment and #1 in trust with Retail Banking.

Check out these helpful articles
Visa is a trademark of Visa Int., used under license.
footnote lozenge◊Pay no fees for everyday Chequing transactions. For non-standard transactions, a fee may apply, Opens P D F document.

EARNMORE cash Bonus FAQs
Want to know more about this Offer? Here are some frequently asked questions.
What do we mean by ‘Eligible Transaction’?
An Eligible Transaction is an online purchase or an online bill payment successfully completed using the Visa Debit feature of your Client Card. Examples include using your Card to shop at your favourite online stores, making a bill payment on a merchant’s website (such as internet, phone), and as a mobile pay payment method for stuff like streaming services, food delivery orders, ride sharing, etc.
What kinds of transactions are excluded from earning cashback?
Eligible Transactions do not include:
- Account fund transfers made with your Client Card to other non-merchant accounts including loading or topping up of prepaid card accounts and moving funds into another financial account acting as the funding source of person-to-person payments or to load a third party digital wallet (e.g., Remitly and KoHo);
- Bill payments made through the bill payment feature of the Tangerine website or Mobile Banking app or recurring bill payments set up on your Account; and
- All other Client Card or Account transactions, including but not limited to in-store debit purchases, payments made using your mobile wallet, electronic funds transfers, email money transfers, interest charges, fees and cash withdrawals.
When do I start earning cash back?
The “Eligible Transaction Period” begins on the date all Offer Qualifying Conditions have been met and expires at the end of 60 days.
When will I get my Bonus?
You’ll see your cash Bonus deposited into your Chequing Account within 1 month of the end of the Eligible Transaction Period, provided the Account is open and not in Default (as defined in the Tangerine Overdraft Protection section of the Chequing Account Terms) at the time of the cash Bonus payout.
Where can I get more information?
Check out the Full Offer Terms and Conditions to learn more about this Offer.