Chequing
Tangerine’s Credit Cards earn you cash back, making it easier to save money on your everyday purchases, but you also avoid extra costs as our Cards have no annual fee.
Special Offer
That’s on top of regular cash back. Plus, get a promo rate on balances you transfer for a limited time. Learn More
In cash back rewarded to Clients since 2015
In up to 3 customizable categories
Among Credit Card Companies - J.D. Power
Get unlimited monthly Cash Back Rewards on everyday purchases, with customizable categories and Mastercard benefits, all with No Annual Fee
Your everyday Credit Card with no annual fee.
#1 for Customer Satisfaction among Credit Cards without an Annual Fee – J.D Power9
Eligibility: $12,000 personal income
Cash back in up to 3 categories
On everything else
Your everyday Credit Card with additional lifestyle benefits and no annual fee.
Eligibility: $50,000 personal income or $80,000 household income†
Cash back in up to 3 categories
On everything else
Money-Back | World | |
---|---|---|
No annual fee | ![]() | ![]() |
Two 2% unlimited cash back categories | ![]() | ![]() |
Unlock a third 2% category | ![]() | ![]() |
0.5% on everything else | ![]() | ![]() |
Additional Benefits | ||
FlexiRoam14 | - | ![]() |
Booking.com13 | ![]() | ![]() |
DragonPass16 | - | ![]() |
H&R Block | 15% off | 20% off |
Fubo TV15 | - | ![]() |
Mobile device insurance | - | ![]() |
Extended warranty5 | ![]() | ![]() |
Purchase protection5 | ![]() | ![]() |
Rental car insurance5 | - | ![]() |
Free Authorized Users (x5) | ![]() | ![]() |
Eligibility | $12,000 personal income | $50,000 personal income or $80,000 household† |
Become a Client completely digitally with our Mobile Banking app3and add your Tangerine Credit Card to your Mobile Wallet (Apple Pay, Google Pay, and Samsung Pay) to ensure you don’t miss an opportunity to earn cash back on your everyday purchases.
Don’t have our Mobile Banking app3 yet? Download it today, so you can bank easily from anywhere.
Choose two 2% categories to maximize your unlimited cash back where
you spend the most, like groceries or gas. You can change them to match your
spending habits every 90 days◊.
2% cash back on purchases in two categories of your choice.
Have your cash back Reward deposited in a Tangerine Savings Account and get a third 2% Money-Back Category.
Grocery
Restaurants
Gas
Entertainment
Furniture
Hotel-Motel
Drug Store
Recurring Bill Payments
Home Improvement
Public Transportation and Parking
All fees and interest are the same for both Tangerine Credit Cards.
Fees & Interest | |
---|---|
Account Fee | $0 |
Interest rate on purchases | 20.95% |
Regular Balance Transfer fee | 3% of the amount transferred, or minimum of $5.00 |
Promotional Balance Transfer fee11 | 1% of the amount transferred |
Promotional Balance Transfer interest rate11 | 1.95% on balances transferred in the first 30 days. Promo rate applies for 6 Statement Periods from date of last eligible balance transfer (22.95% after that) |
Foreign currency conversion | 2.50% |
Cash Advance | $3.50 within Canada, $5.00 outside Canada |
Interest on Cash Advances | 22.95% |
Dishonoured payment | $25.00 |
Over-Limit | $25.00 |
Rush Card | $25.00 |
Past statement reprint | $5.00 per statement, no charge for reprint of current monthly statement |
Grace Period: We calculate interest on any amount owed from the transaction date until that amount has been paid in full. However, we don’t charge interest on new purchases that appear on your Credit Card Account statement for the first time if we receive payment in full of your balance (as shown on your Credit Card Account statement) by the Payment Due Date on that statement. This interest-free grace period doesn’t apply to Cash Advances.
See the Disclosure Statement that you will receive with your Card for full details about the fees and rates that apply to your Card.
Apply in minutes - With our Credit Cards, it’s easy for you to earn cash back on your everyday purchases and save money.
Don’t have our Mobile Banking app3 yet? Download it today, so you can bank easily from anywhere.