The Tangerine Money-Back Credit Card

Ordinary credit cards make it easy for you to spend money. But with the Tangerine Money-Back Credit Card, it’s also easy for you to save money with every swipe.

Every purchase you make earns you Money-Back Rewards that you can have redeemed directly back onto your Credit Card or into a Tangerine Savings Account, each month automatically. You get 2% Money-Back Rewards on your purchases in select 2% Money-Back Categories, and 1% Money-Back Rewards on all other purchases.

Plus, there’s no annual fee, so you’re not paying a price to earn money back.

Here are some tips for choosing your 2% Money-Back Categories.

With a Tangerine Money-Back Credit Card, you benefit from:

  • No annual fee
  • No limit on the amount of Money-Back Rewards you can earn
  • Three 2% Money-Back Categories if you choose to have your Rewards redeemed into your Tangerine Savings Account, or two 2% Money-Back Categories if your Rewards are deposited back onto your Credit Card

There are plenty of 2% Money-Back Categories to choose from:













 Recurring Bill Payments 


 Drug Store 


 Home Improvement 




 Public Transportation and Parking 

There is no annual fee with the Tangerine Money-Back Credit Card. However, certain transactions do involve a fee or attract interest charges if they remain unpaid after the statement due date:

Interest on overdue balances: 19.95%
Interest on Cash Advances: 19.95%
Foreign Currency Conversion: 1.50% is added to the converted transaction amount
Cash Advance: $2.50 within Canada, $5.00 outside Canada
Balance Transfer: 1.00% of the amount transferred, or minimum of $5.00
Dishonoured Payment: $25.00
Over-limit: $20.00 (maximum one over-limit charge per monthly statement period)
Rush Card: $25.00
Past Statement Reprint: $5.00 per statement (no charge for reprint of current monthly statement)

Grace Period: We calculate interest on any amount owed from the Transaction date until that amount has been paid in full. However, we do not charge interest on new Purchases that appear on your Credit Card Account statement for the first time if we receive payment in full of your Balance (as shown on your Credit Card Account statement) by the Payment Due Date on that statement. This interest-free grace period does not apply to Cash Advances.

To get started, we’ll need you to complete your Credit Card application. Apply now

The 'Tangerine' trademarks are owned by The Bank of Nova Scotia and used under licence. Forward Banking is a registered trademark of Tangerine Bank.

® / ™ MasterCard and the MasterCard Brand Mark are registered trademarks, and tap & go is a trademark of MasterCard International Incorporated.

* Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards. View full Terms and Conditions here.