TANGERINE 25TH BIRTHDAY CONTEST (THE “CONTEST”)

Official Rules & Regulations (the “Rules”)

By entering this Contest, you agree to abide by these Rules and the decisions of Tangerine Bank (“Tangerine” or the “Sponsor”), which are final and binding.

1. Who Can Enter

This Contest is open to Tangerine Clients, defined as Clients who are not in Dormancy and have at least one Tangerine Account that is in good standing (i.e. not in overdrawn or restricted status), who are residents of Canada and have reached the age of majority in their province or territory of residence at the time of entry, except employees of Tangerine and its affiliates and their advertising and promotional agencies, as well as their mandataries and the immediate family of employees and individuals living in the same household with employees. “Immediate family” is defined as parents, siblings, children or spouse.

2. Contest Period

The Contest runs from April 27, 2022 at 12:00:01 am (ET) to May 27, 2022 at 11:59:59 pm (ET) (the “Contest Period”).

3. How to Enter

No purchase necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited.

There are two (2) ways to enter the Contest during the Contest Period, and there is a limit of one (1) entry (each an “Entry”) per person regardless of the method of entry:

All Entries become the property of Tangerine and none will be acknowledged. No responsibility is assumed by Tangerine for any lost, late, misidentified, illegible or misdirected entries, or for any other such problems occurring in connection with participation in this Contest. Proof of sending or submission will not be deemed to be proof of receipt by the Sponsor. Use or attempted use of multiple identities, email addresses and/or any automated system to enter or otherwise participate in the Contest is prohibited and is grounds for disqualification. Any costs or expenses incurred by entrants in participating in the Contest, including data rates if the entrant enters the Contest using a mobile device, are the responsibility of the entrants. Normal internet access and device usage charges imposed by your online service provider will apply.

4. Prizes

There is a total of 25 prizes available to be won through this Contest (each a “Prize”). Each winner will receive one (1) $1,000 (one thousand dollar) deposit into the winning Client’s non-registered Tangerine Savings Account or Tangerine Chequing Account in good standing (i.e. not in overdrawn or restricted status). The Prize will be deposited in the winner’s Account within approximately 30 days of the draw date. Total value of all Prizes to be awarded in the Contest is $25,000 (twenty-five thousand dollars). Except at the discretion of the Sponsor, Prizes are non-transferable and must be accepted as awarded. The Sponsor reserves the right to substitute the Prize in whole or in part if all or any of the components of the Prize are unavailable with another prize of equal or greater approximate value. In the event that the winner is unable to redeem their Prize, due to reasons beyond the control of the Sponsor, its employees, representatives, agents and all parties associated with this Contest, no compensation or substitution prize will be provided. Any costs or expenses incurred by winners in claiming or using their Prizes will be the responsibility of the winners.

5. Prize Draw

A random draw will be conducted on June 3, 2022 at or about 11:59:59 pm (ET) at 3389 Steeles Avenue East, Toronto, Ontario M2H 0A1. Twenty-five (25) potential Prize winners will be selected from all eligible Entries received during the Contest Period. Odds of an Entry being drawn depend on the total number of eligible Entries received during the Contest Period. The drawing may be conducted electronically by a designated representative of the Sponsor. Limit of one (1) Prize per entrant.

6. Selection of Winners

Selected entrants will be notified within forty-eight (48) hours by telephone or email (email will be sent from socialmedia@tangerine.ca) using the phone number or email address associated with the entrant and contacted by a Sponsor representative and given instructions on how to claim the Prize.

In order to be declared the Prize winner, in addition to complying with the other terms and conditions of these Rules, the selected entrant must respond to the notification within forty-eight (48) hours and provide a valid mailing address, phone number and email address. Selected entrants must also correctly answer, unaided, a time-limited mathematical skill-testing question to be administered by mail, email or phone, as the Sponsor determines. Winners will be required to sign a release form confirming acceptance of the Prize as awarded and releasing Sponsor and its affiliates from any liability relating to the Prize and return it to the Sponsor within seven (7) days from the date of receipt.

By accepting the Prize, the winner consents to the use by the Sponsor of their name, address (city and province), photo, image, likeness, biographical information, voice and/or any statements made by the winner regarding the Contest or the Sponsor for promotional, advertising, marketing, publicity and commercial purposes in any and all media now or hereafter devised, including but not limited to, any online announcements, worldwide in perpetuity, without additional compensation, notification, or permission, except where prohibited by law.

If a selected entrant fails to meet any of these Rules in the Sponsor’s sole discretion, or if a selected entrant can’t be reached or a prize notification is returned as undeliverable, the entrant will be disqualified. A new random draw will be conducted from among all remaining eligible Entries in accordance with these Rules in order to select another potential Prize winner, who will be subject to the same conditions and could be disqualified in the same manner.

7. General Rules

By entering this Contest, entrants accept and agree to be bound by these Rules, including all eligibility requirements and the decisions of the Sponsor and the independent judging organization, if any, which are final and binding without right of appeal on all matters relating to this Contest. The Sponsor reserves the right to disqualify all entrants who fail to comply with these Rules or who make any misrepresentation relating to the Contest, drawing and redemption of any Prize.

If a dispute arises regarding who submitted an Entry, the Entry will be deemed to be submitted by the authorized account holder of the email account provided at time of entry. Authorized account holder is defined as the natural person who is assigned to an email address by an Internet access or online service provider, or other organization responsible for assigning email addresses for the domain associated with the submitted email address.

By participating, entrants release and hold harmless the Sponsor and its affiliates, and its and their directors, officers, employees, advertising and promotional agencies affiliated with this Contest, participating establishments and any independent contest judges appointed by the Sponsor from any claims, actions, injury, loss, or damage of any kind, including, but not limited to, illness, personal injury or death, resulting, directly or indirectly, in whole or in part, from participating in this Contest or from the acceptance, possession, or use or misuse of the Prize or any portion thereof (including any travel/activity related thereto). This limitation of liability is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect, or consequential damages; loss of data, income or profit; loss of damage to property; and claims of third parties.

The Sponsor won’t be responsible for any failure of email during the Contest or for any problems or technical malfunction of a telephone network or lines, computer online systems, servers, access providers, computer equipment, software, failure of any email, online, or Internet entry to be received by the Sponsor. In addition, the Sponsor won’t be responsible for technical problems, traffic congestion on the Internet or at any website, or any combination thereof including any injury or damage to an entrant's or any other person’s computer or property related to or resulting from playing or downloading any material in the Contest. The Sponsor reserves the right, at its sole discretion (subject only to applicable laws, including without limitation, any laws or regulations under the Régie des alcools, des courses et des jeux (the “Régie”), to cancel, suspend, extend or modify this Contest without notice, obligation or liability if in the Sponsors’ opinion there is any suspected or actual evidence of tampering with any portion of the Contest, or if virus, bugs, non-authorized human intervention, force majeure or other causes corrupt or impair the administration, security, fairness, or integrity and proper play of the Contest, or for any other reason in the Sponsor’s sole discretion. In such case, the Sponsor may select the winner(s) from all eligible Entries received prior to and/or after (if appropriate) the action taken by the Sponsor. Any attempt to deliberately damage any website or to undermine the legitimate operation of this Contest may be a violation of criminal and civil laws, and, should such an attempt be made, the Sponsor reserves the right to seek remedies and damages to the fullest extent permitted by law. Entries are subject to verification and will be declared invalid if they are illegible, incomplete, mechanically reproduced, mutilated, forged, falsified, altered or tampered with in any way, or otherwise not in compliance with these Rules.

The Sponsor won’t be responsible in any way for the use of, or bear any liability whatsoever in any way attributable to, the Prize awarded in this Contest or the events forming part of this Contest, including but not limited to typographical or other errors in the offer or administration of this Contest, these Rules, the selection and announcement of winners or the distribution of the Prize. The Sponsor and its affiliates, and its and their officers, directors, partners, partnerships, principals, representatives, agents, licensees, successors and assigns (i) make no warranty, guaranty or representation of any kind concerning the Prize, (ii) disclaim any implied warranty or condition, and (iii) are not liable for injury, loss, or damage of any kind resulting from the acceptance, use or misuse of the Prize, travel related thereto or otherwise from participation in this Contest.

In the event of any discrepancy or inconsistency between the terms of these Rules and the terms or statements contained in any short-form Contest rules, advertising materials and/or the French version of these Official Rules, the terms and conditions of these English Rules shall prevail, govern and control to the fullest extent permitted by applicable law.

This Contest is subject to all applicable federal, provincial and municipal laws. All issues and questions concerning the construction, validity, interpretation and enforceability of these Rules, or the rights and obligations of entrant and Sponsor in connection with the Contest, will be governed by, and construed in accordance with, the substantive laws of the Province of Ontario without regard to Ontario conflicts of law principles. All entrants consent to the jurisdiction and venue of the Province of Ontario.

8. Privacy

The Sponsor is committed to respecting the privacy rights of entrants. Any personal information collected will be handled in strict accordance with the Tangerine Privacy Code and all applicable privacy legislation. The Sponsor won’t sell any personal information collected for this Contest to any third parties. Except as otherwise set forth here with respect to the Prize winner, any personal information collected for this Contest will be collected, used and disclosed by the Sponsor solely for the purpose of managing and administering this Contest. By entering this Contest, the entrant consents to the Sponsor's collection, use and disclosure of the entrant's personal information in order to manage and administer this Contest.

9. Winner Names

To obtain the names of the Prize winners, available after July 1, 2022, any inquiries can be sent to socialmedia@tangerine.ca. Requests must be received by June 17, 2022.

10. For Quebec Residents

Any litigation respecting the conduct or organization of this Contest may be submitted to the Régie for a ruling. Any litigation regarding the awarding of a Prize may be submitted to the Régie only for purposes of helping the parties reach a settlement.

©2022 Tangerine Bank