We're Here for You

Chat with Us

A new quick way to get more information or answers to your questions.

Ask our Chatbot

By Phone

Give us a call 24 hours a day, 7 days a week at

By Online Chat Session
Saving & Chequing

Weekdays 8am - 8pm ET
Weekends 9am - 5pm ET


Weekdays 8am - 8pm ET


Have tax-related questions? Check out our Tax Support Centre

If you've got questions, we've got answers.
visit our FAQ's


We'd love to have you drop by one of our Tangerine Locations

By Mail

3389 Steeles Avenue East
Toronto, Ontario
M2H 0A1

In Online Communities
Get cozy with a $250 Bonus.*
Apply for a Tangerine Money-Back Credit Card by March 31, 2020, and if you’re approved and spend at least $5,000 on everyday purchases in your first 3 months, we’ll put a $250 credit on your Account. That’s like $250 back in your pocket.
Earn 2% money back on everyday purchases in up to 3 Categories of your choice.
Spend at least $5,000 in everyday purchases in your first 3 months. We’ll put a $250 credit on your Account.*
Earn 2% money back on everyday purchases in up to 3 Categories of your choice. Money-Back rewards are unlimited and paid monthly.

Choose two of these categories, plus get a third when you have your Money-Back Rewards deposited into a Tangerine Savings Account.

Recurring Bill Payments
Drug Store
Home Improvement
Public Transportation and Parking
Here's what makes it such a great Credit Card:Here's what makes it such a great Credit Card:
Here's what makes it such a great Credit Card:
  • 1
    No annual fee
  • 2
    Change your selected 2% Money-Back Categories to suit your spending habits, and earn 0.5% money back on all other everyday purchases
  • 3
    Get a third 2% Money-Back Category when you have your Money-Back Rewards deposited into a Tangerine Savings Account
  • 4
    No limit on the amount of Money-Back Rewards you can earn on your everyday purchases
Low Promotional Interest Rate
If you have a balance you owe on another credit card with a higher interest rate, transfer it to a Tangerine Money-Back Credit Card and pay our low promotional interest rate of 1.95% on that transferred balance for 6 months (and 19.95% on any unpaid balances after 6 months) . A Balance Transfer Fee of 1% on the amount transferred will apply.

Check out these helpful articles

General Terms:

Applicants must apply for the Card and must consent to a credit check. Accounts must be in Good Standing in order to receive Money-Back Rewards. See the Tangerine Money-Back Rewards Program Terms & Conditions for full ...details.

Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.

Annual Interest Rates: The annual interest rate on Purchases and Cash Advances (including Balance Transfers) is 19.95%. Rates are subject to change. If you don't make 2 consecutive monthly Minimum Payments, or at any time thereafter, an interest rate of 24.95% will apply to your Account on Purchases and Cash Advances (including Balance Transfers).

Other Fees and Rates: These fees are charged on the day the transaction occurs (unless otherwise indicated): Cash Advance: $3.50 within Canada, $5 outside of Canada; Balance Transfer: 3% or minimum of $5 (unless reduced or waived) of the amount transferred when it is posted to your Account. Dishonoured Payment: $25; Rush Card: $25; Over-Limit: $25 (maximum one Over-Limit charge per monthly statement period); Past Statement Reprint: $5 per past statement. There is no charge for a reprint of your current monthly statement. Foreign Currency Conversion: When the converted transaction amount gets posted to your Account, we'll add a foreign currency conversion fee of 2.50% to the converted transaction amount.

See your Information Box in the application for full details or visit Tangerine.ca/CreditCardLegal. Rates and fees are subject to change.

*Rewards Promotional Offer

$250 Bonus Offer:

The Tangerine $250 Limited Time Bonus Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders who apply between February 1, 2020 and March 31, 2020 and (i) activate their Credit Card (the “Account”) within 45 days of approval, and (ii) have at least $5,000 in Net Purchases posted to their Account within 92-day period beginning on the date the Tangerine Money-Back Credit Card is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The $250 will be credited to the Primary Cardholder’s Account within 1-2 statement cycles after the 92-day promotional period provided the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards Program Terms & Conditions, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.

Balance Transfer Promotional Offer at 1.95% for 6 months (1% Balance Transfer Fee)

A Promotional Rate of 1.95% will apply to any and all Balance Transfers made within 30 days of the Account opening, and will remain in effect for 6 Statement Periods from the date the last such Balance Transfer was posted to the Account (the “Promotional Rate Period”). To take advantage of this Promotional Offer, you must complete the Balance Transfer request within 30 days of Account approval. You must also activate your Card within 45 days of Account approval for the requested Balance Transfer to be processed, or the Balance Transfer will be automatically cancelled. Balance Transfers are treated as Cash Advances on your Card and do not have an interest-free grace period. Balance Transfers may not exceed the available credit on the Account. If the Balance Transfer exceeds the available credit, the Balance Transfer transaction will not be processed. A 1% Balance Transfer Fee will be charged on each Balance Transfer amount and will be immediately charged to your Credit Card. This Balance Transfer Fee is waived by Tangerine if you are a resident of the province of Quebec at the time you accept this offer. Interest does not accrue on the Balance Transfer Fee, however it is included in the Minimum Payment amount on your monthly statement. You must continue to make all of your monthly Minimum Payments by the Payment Due Dates shown on your monthly statements. If you still have an amount owing from your Balance Transfer when the Promotional Rate Period ends, the Cash Advance interest rate of 19.95% will apply to that amount. You must continue to make the Minimum Payments on your Account, regardless of whether the Balance Transfer has been processed to your Account. Balance Transfers may not be used to transfer money to or from another Tangerine Account. See the Tangerine Credit Card Cardholder Agreement for more information about how we apply payments to your Account.

Cash Advances (including Balance Transfers) do not earn Tangerine Money-Back Rewards. See the terms and conditions of the Tangerine Money-Back Rewards Program at Tangerine.ca/CreditCardLegal for full details on other items that do not earn Tangerine Money-Back Rewards.

Any of these offers may be changed or cancelled at any time without notice.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence.

Forward Banking is a registered trademark of Tangerine Bank.
Show More
Show Less