RSP Loan

For times when you need a little bump to help you reach your maximum RSP contribution, Tangerine can help with a flexible RSP Loan. An RSP Loan is a great way to take full advantage of the tax benefits and savings opportunities that come with your RSP. Use your loan to top up your RSP contribution and get the biggest possible tax deduction. Then, use your resulting tax refund to pay back the loan.

We offer one of the best rates going, which means you'll pay less interest while earning more savings on your RSP. No fees or service charges, and no penalties for early repayment.

Features at a glance:

  • Great rate
  • No fees, services charges or early repayment penalties
  • Repayment flexibility
  • Quick approval
Current interest rate:
Current per year interest rate since 03/03/2015

The interest rate is available on loans where proceeds are contributed to Tangerine RSPs. If loan proceeds are used to contribute to an RSP at another financial institution, a standard unsecured rate of 8.75% will apply.

Great rate: Tangerine offers one of the best rates around, and you don't have to haggle to get it.

Flexible repayment: You can choose between a 9 or 12 month repayment term.

No fees, no service charges and no early repayment penalties: Pay off the loan instead of just paying off the interest.

Quick approval: Apply today and get a response within 24 hours.

Ready to enroll?

Applying online is fast and safe. Just click the Apply now button to get started. Or, if you like, you can also apply over the phone by calling us at 1-866-700-0314.

Mortgage and other loan rates are annual rates and are subject to change without notice and are current as of today's date.