Guaranteed Investment (GIC)

GICs are a secure way to save money and take advantage of a great interest rate. Enjoy the comfort of knowing your investment is guaranteed for the term you choose.

Interest rate

Up to

Monthly Fee

0 dollars

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Key Features of a GIC

Great rate
Lock in your savings for one of our set terms and start earning a great interest rate.
No unfair fees or service charges
We simply don’t believe in unfair fees. So you won’t have to pay to save with us.
Easy to open online
Once you’re a Tangerine Client, opening a GIC online takes just a few minutes.

Current GIC interest rates

Current interest rates as of today's date.
Term Duration Term Type Term Interest Rate
90 Day Guaranteed Investment
180 Day Guaranteed Investment
270 Day Guaranteed Investment
1 Year Guaranteed Investment
1.5 Year Guaranteed Investment
2 Year Guaranteed Investment
3 Year Guaranteed Investment
4 Year Guaranteed Investment
5 Year Guaranteed Investment

GIC Interest Calculator

See how much interest you’ll earn in your GIC.

GIC Table

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footnote *Estimator tool is for demonstration purposes only and should not be relied upon as financial or other advice.
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Fair fees mean they are disclosed and agreed to in advance, and the amount makes sense relative to the benefit received. For more details about any of our fees, please see our fee schedule here.
footnote double asteriskSavings Account, Chequing Account, and GIC interest rates expressed on this website are annual interest rates and are current as of today's date. Interest rates are subject to change without notice. Interest is calculated daily and paid monthly on our Savings and Chequing Accounts. GIC terms of one year or longer have interest calculated on the basis of 365/366 days and compounded and/or paid annually. GIC terms of less than one year have interest calculated on the basis of 365/366 and paid at maturity.
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